Holiday Closure: Please note that all SouthEast Bank branches will be closed on Wednesday, June 19th, in observance of Juneteenth.
Home / Personal Banking / Loans and Lines

Loans & Lines of Credit

Borrowing money just got easier with SouthEast Bank! We will work closely with you to set up a loan that matches your specific needs, with repayment options that fit your budget. 

Conservative Fiscal Discipline - Southeast Bank

How can we help you?

Personal Loans

Explore financing solutions for all types of personal loans. Whether you need to finance a vehicle, a life event, or a renovation, we have you covered with competitive loan options.

Home Construction Loans

Secure financing to break ground for your dream home. Enjoy a team with years of experience and financing specific to your needs.

Home Equity Line of Credit (HELOC)

Use the equity you’ve earned from owning your home to get the most favorable interest rates and terms available.

Credit Cards

Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you.(1)

Meet with a Loan Officer Today.

Meet with a SouthEast Bank lender and discuss potential loan options for your situation.

Commercial Lender meeting with business owner

Your Personal Lending Partner

Choosing SouthEast Bank as your trusted financial partner means working with a team that understands your banking needs on an unmatched level. We have deep roots in the Middle and East Tennessee communities, meaning we’re not just bankers – we’re also the friends and neighbors who live, work and play alongside you.

Local Decisions

Quick Service

Competitive Rates


Frequently Asked Questions:

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Bonus Rate Checking

Earn over 50x the national average for checking(2) by meeting requirements.

  • Earn up to 4.01% APY* on balances up to $20,000(3)
  • Pair with Bonus Rate Savings(4) and earn up to 2.01% APY* on savings balances up to $10,000
Learn More

Bonus Rate Savings

Best for frequent debit card users who want to earn up to 4x the national average for interest-bearing savings.(5)

  • Earn up to 2.01% APY* on balances up to $10,000
  • Enable Round Up Savings(6) automatic next-dollar deposits
  • $50 minimum to open
  • No monthly service fee
Learn More

Business Loans

Learn more about our commercial lending products, including:

  • Equipment Financing
  • Construction Loans
  • Business Lines of Credit
  • Commercial Real Estate Loans
Learn More

In-Branch or Online, We’re Good to Know.

Open an Account

Open a checking, savings, or certificate of deposit account with us today. Accounts designed with you in mind.

Find a Branch

Get to know your local team by visiting one of our branches. We’re proud to serve Middle and East Tennessee.

Have Questions?

Have a question or want to know more about our services? Contact us and we’ll be happy to assist you.