Checking Accounts

Checking accounts with great perks are just another reason we’re good to know. We offer a variety of checking accounts to meet your needs. Explore high-yield checking, cashback checking, and more.

woman using debit card from SouthEast Bank checking account.

Rewards Checking

A simple account that earns cashback rewards on debit card purchases.

  • Earn $0.10 cashback(1) for every debit card purchase of $10.00 or more
  • Receive ACH deposits up to three days early with Accelerate(7)
Learn More

Bonus Rate Checking

Earn over 57x the national average for checking(2) by meeting requirements.

  • Earn up to 4.01% APY* on balances up to $20,000(3)
  • Pair with Bonus Rate Savings(4) and earn up to 2.01% APY* on savings balances up to $10,000
Learn More

Premium Interest Checking

This account is best for earning interest on larger account balances.(5)

  • Earn more as your balance grows with tiered interest rates
  • Enjoy unlimited check writing
Learn More

Thrive Checking

Straightforward checking for seniors 60+.(6)

  • Enjoy free checks and paper statements
  • 0.10% interest rate bump on CD Specials
  • No monthly service charge
Learn More

Students’ Rewards Checking

The perfect account for students looking to take charge of their finances.

  • Earn $0.10 cashback(1) for every debit card purchase of $10.00 or more
  • $50 minimum deposit to open, no minimum monthly balance thereafter
Man using SouthEast Bank app

Bank Anytime, Anywhere

Digital Banking Made Simple

SouthEast Bank’s suite of digital banking tools available online and through the SouthEast Bank app allows you to manage your money and stay secure from anywhere.

Checking features that take you further

$50 Minimum to Open

Open an account online or in-branch with as little as $50

Access ATMs Worldwide

Manage your funds at 55,000+ AllPoint Network ATMs

Instant-Issue Debit Cards

Equipped with Tap & Go™ contactless payments

Bounce Protection Options

Manage how transactions are processed when funds aren’t available. Learn More

SouthEast Verifi Fraud Monitoring

24/7 fraud monitoring and text alerts

FDIC-Insured Bank

FDIC-insured funds up to $250,000 per depositor category

Online and Mobile Banking

Featuring bill-pay, mobile deposits, budgeting tools, and more (third-party rates may apply)

Extended Customer Care Hours

Get the customer service you need with 7 am – 7 pm care

Checkout Just Got Easier

Contactless Tap & Go™ SouthEast Bank Debit Cards

With contactless cards, there’s no need to swipe or insert your card at most retail stores – simply place your card over the contactless symbol at checkout. This feature comes standard with all SouthEast Bank checking accounts.

Open a SouthEast Bank Checking Account Today.

*APY=Annual Percentage Yield.