Holiday Closure: Please note that all SouthEast Bank branches will be closed on Wednesday, June 19th, in observance of Juneteenth.

Personal Loans

Know your options before you buy! If you plan to make a large purchase, such as a car or boat, or if you need extra money for a vacation or home renovation, be sure to visit us before heading to the dealership or showroom. Our installment loans often have better rates, more predictable payments, and fewer strings than in-store financing options.

woman on computer happy

Personal Loan Highlights

Fixed Rates

Lock in a low rate for the lifetime of your loan

Loan Options

We offer both secured and unsecured personal loans

Easy Loan Tracking

Utilize automatic payments and our digital banking platform to make management easy

Man using SouthEast Bank app

Why Choose SouthEast Bank?

Choosing SouthEast Bank means you can rest easy with a team that will support you every step of the way. From competitive rates to service you can count on, our team of experts is here for you.

One-to-One Service

Competitive Rates

Experienced Team

Community Investment

Reasons for a Personal Loan

There are a variety of reasons you may need a personal loan, including:

Automobiles, RVs, and Boats

Home Improvements

Room Additions

Home Offices

Weddings and Honeymoons


Vacation Home

Unexpected Expenses

Keeping track of your loan is easy!

There are a variety of ways to make your loan payment – or check your loan balance – that can save you time and expense.

Automatic Payment

We can automatically deduct any SouthEast Bank loan payment from your SouthEast Bank checking or savings account each month. That means no more writing and mailing checks … or unnecessary fees from accidental late payments.

Digital Banking

SouthEast Bank’s Online Banking, mobile banking, ATM, and telephone banking services let you monitor your loan activity at your convenience. You can verify loan balances and track other account activity from anywhere, day or night. You can also make your payment by electronically transferring funds from any of your deposit accounts. Visit our Digital Banking page for more information.

Frequently Asked Questions:

What’s the best way to reach your financial goals?

Browse our personal financing calculators to gain insights into your situation.

Choose a Local Lender that’s Good to Know.

You Might Also Like…

Home Equity Line of Credit (HELOC)

A loan that’s secured by your primary residence and offers a revolving line of credit to meet your borrowing needs. Enjoy the benefits of:

  • 10-year draw period
  • Interest-only monthly payments
  • Up to 80% Loan-to-Value (LTV)
  • Closing costs covered(1)
Learn More

Home Equity Loans

Use the equity you’ve earned from owning your home to get the most favorable interest rates and terms available. Great for:

  • Home Improvements
  • Debt Consolidation
  • Large Expense Events
  • Funding Education
Learn More

Home Construction Loans

Secure financing to break ground for your dream home. Our team not only comes with years of experience in construction financing, but you’ll also enjoy:

  • Financing options to fit your needs
  • Funds disbursed on your schedule
  • A team that’s readily available
  • A partner invested in your success
Learn More

In-Branch or Online, We’re Good to Know.

Open an Account

Open a checking, savings, or certificate of deposit account with us today. Accounts designed with you in mind.

Find a Branch

Get to know your local team by visiting one of our branches. We’re proud to serve Middle and East Tennessee.

Have Questions?

Have a question or want to know more about our services? Contact us and we’ll be happy to assist you.