Bonus Rate Checking

Bonus Rate Checking

It’s time to make more of your money with our high-yield checking account. Earn up to 4.01% APY* on balances up to $20,000 by meeting two easy requirements.(1)

Earn up to

57x the National Average(2)

National Average Yield:

0.06% APY*


Bonus Rate Checking Yield:

4.01% APY*

Open Account >

Bonus Rate Checking Highlights

Earn up to 4.01% APY*

On balances up to $20,000

$50 Minimum to Open

Open an account online in minutes

No Monthly Fee

When enrolled in eStatements

Online & Mobile Banking

Manage your account from anywhere

How to Earn 4.01% APY*

If you’re a frequent debit card user, the Bonus Rate Checking makes it easy to earn up to 57x(2) the national average for interest-bearing checking.

Requirements to earn 4.01% APY*:

1. Enroll in eStatements

2. Post and settle 15 or more debit transactions of $1.00 or more monthly

Best of all, if the requirements aren’t met during a statement cycle, you’ll still earn .05% APY*.

Digital Banking

Online and Mobile Banking Tools

With online banking and the SouthEast Bank app, you can take your branch anywhere. Deposit checks, transfer funds, monitor for fraud, track your budget, and more.

Checking features that take you further

$50 Minimum to Open

Open an account online or in-branch with as little as $50

Access ATMs Worldwide

Manage your funds at 55,000+ AllPoint Network ATMs

Instant-Issue Debit Cards

Equipped with Tap & Go™ contactless payments

Bounce Protection Options

Manage how transactions are processed when funds aren’t available. Learn More

SouthEast Verifi Fraud Protection

24/7 fraud protection and text alerts

FDIC Insured Bank

Your funds are safe and secure with SouthEast Bank

Online and Mobile Banking

Featuring bill-pay, mobile deposits, budgeting tools, and more

Extended Customer Care Hours

Get the customer service you need, when you need it

Open a Bonus Rate Checking Account Today.

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Bonus Rate Savings

Earn over 4x the national average for savings(3) by meeting requirements.

  • Earn up to 2.01% APY* on balances up to $10,000(4)
  • No monthly service charge
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Premium Interest Checking

This account is best for earning interest on larger account balances.(5)

  • Earn more as your balance grows with tiered interest rates
  • Enjoy unlimited check writing
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Thrive Checking

Straightforward checking for seniors 60+.(6)

  • Enjoy free checks and paper statements
  • 0.10% interest rate bump on CD Specials
  • No monthly service charge
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*APY=Annual Percentage Yield.