Bonus Rate Checking

Bonus Rate Checking

It’s time to make more of your money with our high-yield checking account. Earn up to 4.01% APY* on balances up to $20,000 by meeting two easy requirements.(1)

Earn up to

57x the National Average(2)

National Average Yield:

0.06% APY*


Bonus Rate Checking Yield:

4.01% APY*

Open Account >

Bonus Rate Checking Highlights

Earn up to 4.01% APY* on balances up to $20,000

That’s up to 57x the National Average(2)

No Minimum Monthly Balance

$50 minimum deposit to open, no minimum monthly balance thereafter

No Monthly Fee

When enrolled in eStatements

Online & Mobile Banking

Deposit checks, transfer funds, track your budget, and more while you’re on the go (third-party rates may apply)

How to Earn 4.01% APY* on Balances Up to $20,000

If you’re a frequent debit card user, the Bonus Rate Checking makes it easy to earn up to 57x(2) the national average for interest-bearing checking.

Requirements to earn 4.01% APY* on balances up to $20,000:

1. Enroll and receive account eStatements

2. Post and settle 15 or more debit transactions of $1.00 or more each statement cycle.

Best of all, if the requirements aren’t met during a statement cycle, you’ll still earn .05% APY*.

tourists using savings account earning to save to big trip


Unlock Bonus Earnings

Pair your Bonus Rate Checking account with Bonus Rate Savings and earn up to 4x the national average for interest-bearing savings accounts.(3)

Checking features that take you further

$50 Minimum to Open

Open an account online or in-branch with as little as $50

Access ATMs Worldwide

Manage your funds at 55,000+ AllPoint Network ATMs

Instant-Issue Debit Cards

Equipped with Tap & Go™ contactless payments

Bounce Protection Options

Manage how transactions are processed when funds aren’t available. Learn More

SouthEast Verifi Fraud Coverage

24/7 fraud coverage and text alerts

FDIC-Insured Bank

FDIC-insured funds up to $250,000 per depositor category

Online and Mobile Banking

Featuring bill-pay, mobile deposits, budgeting tools, and more (third-party rates may apply)

Extended Customer Care Hours

Get the customer service you need, when you need it

Open a Bonus Rate Checking Account Today.

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Bonus Rate Savings

Earn over 4x the national average for savings(3) by meeting requirements.

  • Earn up to 2.01% APY* on balances up to $10,000(4)
  • No monthly service charge
Learn More

Premium Interest Checking

This account is best for earning interest on larger account balances.(5)

  • Earn more as your balance grows with tiered interest rates
  • Enjoy unlimited check writing
Learn More

Thrive Checking

Straightforward checking for seniors 60+.(6)

  • Enjoy free checks and paper statements
  • 0.10% interest rate bump on CD Specials
  • No monthly service charge
Learn More

*APY=Annual Percentage Yield.