Thrive Checking

Now’s the best time of your life, and you deserve a checking account that helps you flourish. That’s why we created this special checking account that gives you the flexibility and benefits you deserve, minus the bank fees. The perfect checking account for those 60+.(1)

Thrive Checking Highlights

Free Perks

Enjoy free checks, paper statements with images, and official checks

CD Interest Rate Bump

Earn an additional .10% interest rate bump on CD specials(1)

$25 Safety Deposit Credit

Earn a $25 safety deposit box credit when you open your account

No Monthly Fee

Enjoy free checking with no minimum balance and no service charge

Accelerate by SouthEast Bank

Receive ACH deposits up to three days early(7)

You’ve earned it. So why wait? With Accelerate by SouthEast Bank, you can receive your direct deposit funds up to three days sooner. Best of all, there’s no need to register or enroll. This service comes standard with your Thrive Checking account.

Woman seeing her paycheck arrive early with Accelerate
Older couple walking

Checking designed for seniors

Enjoy Flexibility and Freedom

Now’s your time to Thrive with our checking account designed specifically for seniors. Enjoy free checks, no paper statement fees, and no required minimum monthly balance, plus other premium benefits that are exclusive to this account. 

Standard Checking Benefits

$50 Minimum to Open

Open an account online or in-branch with as little as $50

Access ATMs Worldwide

Manage your funds at 55,000+ AllPoint Network ATMs

Instant-Issue Debit Cards

Easily replace lost or stolen debit cards

Unlimited Check Writing

Order checks online in minutes

SouthEast Verifi Fraud Protection

24/7 fraud protection and text alerts

FDIC Insured Bank

Your funds are safe and secure with SouthEast Bank

Online and Mobile Banking

Featuring bill-pay, transfers, budgeting tools, and more

Extended Customer Care Hours

Get the customer service you need, when you need it

Open a Thrive Checking Account Today.

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Bonus Rate Checking

Earn over 50x the national average for checking(2) by meeting requirements.

  • Earn up to 2.01% APY* on balances up to $20,000(3)
  • Pair with Bonus Rate Savings(4) and earn up to 2.01% APY* on savings
Learn More

Premium Interest Checking

This account is best for earning interest on larger account balances.(5)

  • Earn more as your balance grows with tiered interest rates
  • Enjoy unlimited check writing
Learn More

Rewards Checking

A simple account that earns cashback rewards on debit card purchases.

  • Receive $.10 cashback(6) for every debit card purchase of $10.00 or more
  • Receive ACH deposits up to three days early with Accelerate(7)
Learn More

Rate Increase: 12-Month CD Special!

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