Holiday Closure: Please note that all SouthEast Bank branches will be closed on Wednesday, June 19th, in observance of Juneteenth.

Rewards Checking

Take advantage of cashback checking with additional benefits. Earn $0.10 cashback with every debit card purchase over $10.00.(1)

Rewards Checking - Southeast Bank

Rewards Checking Highlights

Earn $0.10 Cashback

Earn cashback for every qualifying debit purchase over $10.00

No Monthly Fee

When you maintain eStatements and make at least one qualifying debit transaction per month

No Minimum Monthly Balance

$50 minimum deposit to open, no minimum monthly balance thereafter

Online & Mobile Banking

Deposit checks, transfer funds, track your budget, and more while you’re on the go (third-party rates may apply)

Accelerate by SouthEast Bank

Receive ACH deposits up to three days early(7)

Time flies when you’re earning rewards. So it’s a good thing that, with Rewards Checking, you can receive your ACH deposit up to three days sooner. Best of all, there’s no need to register or enroll. This service comes standard with your Rewards Checking account.

Couple excited about early paycheck from Accelerate
Man using SouthEast Bank app

Digital Banking

Online and Mobile Banking Tools

With online banking and the SouthEast Bank app, you can take your branch anywhere. Deposit checks, transfer funds, monitor for fraud, track your budget, and more.

Checking features that take you further

$50 Minimum to Open

Open an account online or in-branch with as little as $50

No Fees at 55,000+ ATMs

Enjoy access to AllPoint Network ATMs worldwide

Instant-Issue Debit Cards

Equipped with Tap & Go™ contactless payments

Bounce Protection Options

Manage how transactions are processed when funds aren’t available. Learn More

SouthEast Verifi Fraud Monitoring

24/7 fraud monitoring and text alerts

FDIC-Insured Bank

FDIC-insured funds up to $250,000 per depositor category

Online and Mobile Banking

Featuring bill-pay, mobile deposits, budgeting tools, and more (third-party rates may apply)

Extended Customer Care Hours

Get the customer service you need with 7 am – 7 pm care

Open a Rewards Checking Account Today.


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Bonus Rate Checking

Earn over 50x the national average for checking(2) by meeting requirements.

  • Earn up to 4.01% APY* on balances up to $20,000(3)
  • Pair with Bonus Rate Savings(4) and earn up to 2.01% APY* on savings balances up to $10,000
Learn More

Premium Interest Checking

This account is best for earning interest on larger account balances.(5)

  • Earn more as your balance grows with tiered interest rates
  • Enjoy unlimited check writing
Learn More

Thrive Checking

Straightforward checking for seniors 60+.(6)

  • Enjoy free checks and paper statements
  • 0.10% interest rate bump on CD Specials
  • No monthly service charge
Learn More

*APY=Annual Percentage Yield.