Rewards Checking

Rewards Checking

Take advantage of cashback checking with additional benefits. Earn $0.10 cashback with every debit card purchase over $10.00.(1)

Rewards Checking Highlights

Earn $0.10 Cashback

Earn cashback for every qualifying debit purchase over $10.00

Early Direct Deposits

Receive ACH deposits up to three days early with Accelerate(7)

$50 Minimum to Open

Open your account online in minutes with as little as $50

No Monthly Fee

When enrolled in eStatements and with at least one monthly debit transaction

Accelerate by SouthEast Bank

Receive ACH deposits up to three days early(7)

You’ve earned it. So why wait? With Accelerate by SouthEast Bank, you can receive your direct deposit funds up to three days sooner. Best of all, there’s no need to register or enroll. This service comes standard with your Rewards Checking account.

Couple excited about early paycheck from Accelerate
Man using SouthEast Bank app

Digital Banking

Online and Mobile Banking Tools

With online banking and the SouthEast Bank app, you can take your branch anywhere. Deposit checks, transfer funds, monitor for fraud, track your budget, and more.

Checking features that take you further

$50 Minimum to Open

Open an account online or in-branch with as little as $50

Access ATMs Worldwide

Manage your funds at 55,000+ AllPoint Network ATMs

Instant-Issue Debit Cards

Equipped with Tap & Go™ contactless payments

Bounce Protection Options

Manage how transactions are processed when funds aren’t available. Learn More

SouthEast Verifi Fraud Protection

24/7 fraud protection and text alerts

FDIC Insured Bank

Your funds are safe and secure with SouthEast Bank

Online and Mobile Banking

Featuring bill-pay, mobile deposits, budgeting tools, and more

Extended Customer Care Hours

Get the customer service you need, when you need it

Open a Rewards Checking Account Today.


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Bonus Rate Checking

Earn over 57x the national average for checking(2) by meeting requirements.

  • Earn up to 4.01% APY* on balances up to $20,000(3)
  • Pair with Bonus Rate Savings(4) and earn up to 2.01% APY* on savings balances up to $10,000
Learn More

Premium Interest Checking

This account is best for earning interest on larger account balances.(5)

  • Earn more as your balance grows with tiered interest rates
  • Enjoy unlimited check writing
Learn More

Thrive Checking

Straightforward checking for seniors 60+.(6)

  • Enjoy free checks and paper statements
  • 0.10% interest rate bump on CD Specials
  • No monthly service charge
Learn More

*APY=Annual Percentage Yield.