Personal Checking Accounts
Checking accounts with great perks are just another reason we’re good to know. Explore high-yield checking, cashback checking, and more.

Explore Checking Accounts
Bonus Rate Checking
Earn over 50x the national average for checking(2) by meeting requirements.
Premium Interest Checking
This account is best for earning interest on larger account balances.(5)
- Earn more as your balance grows with tiered interest rates
- Enjoy unlimited check writing
Thrive Checking
Straightforward checking for seniors 60+.(6)
- Enjoy free checks and paper statements
- 0.10% interest rate bump on CD Specials
- No monthly service charge
EDU Student Checking
An account designed with students ages 13-24 in mind.(7)
- Earn $.10 cashback for every debit card purchase of $10.00 or more
- No monthly service charge

Bank Anytime, Anywhere
Digital Banking Made Simple
SouthEast Bank’s suite of digital banking tools available online and through the SouthEast Bank app allow you to manage your money and stay secure from anywhere.
Standard Checking Benefits
$50 Minimum to Open
Open an account online or in-branch with as little as $50
Access ATMs Worldwide
Manage your funds at 55,000+ AllPoint Network ATMs
Instant-Issue Debit Cards
Easily replace lost or stolen debit cards
Unlimited Check Writing
Order checks online in minutes
SouthEast Verifi Fraud Protection
24/7 fraud protection and text alerts
FDIC Insured Bank
Your funds are safe and secure with SouthEast Bank
Online and Mobile Banking
Featuring bill-pay, transfers, budgeting tools, and more
Extended Customer Care Hours
Get the customer service you need, when you need it
Open a SouthEast Bank Checking Account Today.
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Bonus Rate Savings
Our best online savings account that allows you to earn up to 2.01% APY* on balances up to $10,000(4).
Certificates of Deposit
Earn a guaranteed return on your hard-earned money with competitive CDs from SouthEast Bank.
Mortgage Loans
Our mortgage team is dedicated to helping you take your next step – whether that’s buying your first home, refinancing, or leveraging your home’s equity.
*APY=Annual Percentage Yield.