Personal Checking Accounts

Checking accounts with great perks are just another reason we’re good to know. Explore high-yield checking, cashback checking, and more.

woman using debit card from SouthEast Bank checking account.

Explore Checking Accounts

Rewards Checking

A simple account that earns cashback rewards on debit card purchases.

  • Earn $.10 cashback(1) for every debit card purchase of $10.00 or more
  • Receive ACH deposits up to three days early with Accelerate(8)
Learn More

Bonus Rate Checking

Earn over 50x the national average for checking(2) by meeting requirements.

  • Earn up to 2.01% APY* on balances up to $20,000(3)
  • Pair with Bonus Rate Savings(4) and earn up to 2.01% APY* on savings
Learn More

Premium Interest Checking

This account is best for earning interest on larger account balances.(5)

  • Earn more as your balance grows with tiered interest rates
  • Enjoy unlimited check writing
Learn More

Thrive Checking

Straightforward checking for seniors 60+.(6)

  • Enjoy free checks and paper statements
  • 0.10% interest rate bump on CD Specials
  • No monthly service charge
Learn More

EDU Student Checking

An account designed with students ages 13-24 in mind.(7)

  • Earn $.10 cashback for every debit card purchase of $10.00 or more
  • No monthly service charge
Learn More
Man using SouthEast Bank app

Bank Anytime, Anywhere

Digital Banking Made Simple

SouthEast Bank’s suite of digital banking tools available online and through the SouthEast Bank app allow you to manage your money and stay secure from anywhere.

Standard Checking Benefits

$50 Minimum to Open

Open an account online or in-branch with as little as $50

Access ATMs Worldwide

Manage your funds at 55,000+ AllPoint Network ATMs

Instant-Issue Debit Cards

Easily replace lost or stolen debit cards

Unlimited Check Writing

Order checks online in minutes

SouthEast Verifi Fraud Protection

24/7 fraud protection and text alerts

FDIC Insured Bank

Your funds are safe and secure with SouthEast Bank

Online and Mobile Banking

Featuring bill-pay, transfers, budgeting tools, and more

Extended Customer Care Hours

Get the customer service you need, when you need it

Open a SouthEast Bank Checking Account Today.

*APY=Annual Percentage Yield.

Rate Increase: 12-Month CD Special!

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