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    Special Promotions

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Step Up CD1 (Internet Special)

Take Advantage of 2.11% APY*

When you work hard for your money, there's nothing more rewarding than making your money work hard for you. This online-only Step Up CD special from SouthEast Bank earns a very competitive interest rate of 2.11% APY*. And that's not all – if rates increase, you'll have the option to upgrade your CD once during your 12-month term. Minimum opening deposit of $1,000.


CD + AGE (In-Branch Special)

Start with 1.50% APY* and we'll add .01% for each year of age!2

This 12-month CD allows you to start with a base rate of 1.50% APY* and we add .01% for each year of age with compound interest. Minimum opening deposit of $1,000.


*APY=Annual Percentage Yield. 

1 The interest rate for the Step-Up CD account is 2.09%, with a corresponding APY of 2.11%. The APY assumes interest remains on deposit until maturity. Any withdrawal of principal or interest during the term of the account will reduce earnings. Interest for the account will be compounded quarterly and credited to the account on the last day of each quarter. Interest begins to accrue on the business day of deposit of any noncash item (for example, checks). Accrued interest will not be paid if the account is closed prior to the interest payment date. Rate Step Up Feature During the initial term of the Account, Customer will have one (1) opportunity to increase their rate for the remainder of the initial term (“Rate Step Up”) to the rate then offered by the Bank for certificates of deposit having the same term as the Account.The Rate Step Up will not apply to any renewal of the Account. To exercise the Rate Step Up, the customer must contact a SouthEast Bank branch or call the Customer Care Center at 844-732-2657. The Rate Step Up will apply from the date of contact through the end of the initial term of the Account. It will not be applied retroactively. If the Account has more than one owner, any owner may contact the Bank to exercise the Rate Step Up. Penalty for early withdrawal. Limited time offer. Rates effective 10/15/2019.

2 This special offer allows the consumer to start with our 12-month CD rate of 1.50% APY* and we add .01% for each year of age with compound interest. Minimum opening deposit $1,000.  Penalty for early withdrawal. Rates effective 10/11/2019. Limited time only. Promotional CD's are not eligible for interest checks. APY assumes interest remains on deposit for the terms of the CD.