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CD Specials to Boost Your Earnings

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Maximize Your Money With CD Specials

You've worked hard for your savings, and now you can make the most of them. Explore our CD Specials below, then speak with your local banker to get started.

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CD Special Promotions

6-Month Step-Up CD Special: 1.51% APY*

Our 6-month CD special offers you the unique ability to "step up" your rate once during your 6-month term if interest rates for the account increase. Contact your local banker for details.

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Terms and Conditions:

*APY=Annual Percentage Yield.

The interest rate for the 6-Month Step-Up CD account is 1.50% with a corresponding APY of 1.51%. The APY assumes interest remains on deposit until maturity. Any withdrawal of principal or interest during the term of the account will reduce earnings. Interest for the account will be compounded and credited quarterly. Interest begins to accrue on the business day of deposit of any noncash item (for example, checks). Accrued interest will not be paid if the account is closed prior to the interest payment date. Limited time offer. Rates effective 8-1-2022 .

Rate Step Up Feature: During the initial term of the Account – Customer will have one (1) opportunity to increase their rate for the remainder of the initial term (“Rate Step Up”) to the rate then offered by the Bank for certificates of deposit having the same term as the Account.The Rate Step Up will not apply to any renewal of the Account. To exercise the Rate Step Up, the customer must contact a SouthEast Bank branch or call the Customer Care Center at 844-732-2657. The Rate Step Up will apply from the date of contact through the end of the initial term of the Account. It will not be applied retroactively. If the Account has more than one owner, any owner may contact the Bank to exercise the Rate Step Up. Penalty for early withdrawal.

12-Month CD Special: 2.01% APY*

Accomplish your financial goals faster with help from our 12-month CD. Speak with your local banker for details or for help getting started!

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Terms and Conditions:

*APY=Annual Percentage Yield.

The interest rate for the 12-month CD Special is 1.999% with a corresponding APY of 2.01%. The APY assumes interest remains on deposit until maturity. Penalty for early withdrawal. Promotional CDs are NOT eligible for interest checks. Any withdrawal of principal or interest during the term of the account will reduce earnings. Interest for the account will be compounded and credited quarterly. Interest begins to accrue on the business day of deposit of any noncash item (for example, checks). Minimum opening balance $1,000. Fees may reduce earnings. Rates are subject to change. Limited time offer. Rates effective 8-1-2022 .

Advantage Senior CD: Variable Rate

Earn a generous APY* based on your age with our 12-month CD made just for ages 55+. Speak with your local banker for specific APY and rate information.

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Terms and Conditions:

*APY=Annual Percentage Yield.

Minimum to open $1,000. The APY assumes interest remains on deposit until maturity. A penalty will be imposed for early withdrawals. Promotional CDs are NOT eligible for interest checks. Any withdrawal of principal or interest during the term of the account will reduce earnings. Interest for the account will be compounded and credited quarterly. Interest begins to accrue on the business day of deposit of any noncash item (for example, checks). Advantage Senior CDs are available for consumers ages 55 and over only. Fees may reduce earnings. Rates are subject to change. Please see an associate or call 1-844-732-2657 for additional details. Limited time offer. Rates effective 8-1-2022 .

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