Earn up to $300 ⁽¹⁾

Offer available to new customers who open a Bonus Rate Checking and Bonus Rate Savings account by August 31, 2025, and meet requirements.   

New customers can earn $200 by meeting all requirements:  

- Open a Bonus Rate Checking account with SouthEast Bank by using promo code “CHECK200” or mentioning this promo-in branch and: 

- Make deposit(s) totaling at least $4,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $4,000 until the 60th day after account opening.    

New customers can earn an additional $100 by meeting all requirements: 

- Open a Bonus Rate Savings account with SouthEast Bank the same business day as a new Bonus Rate Checking account, using promo code “SAVE100” or mentioning this promo-in branch, and:  

- Make deposit(s) totaling at least $1,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $1,000 until the 60th day after account opening.    

New Customer: This offer is eligible to new customers of SouthEast Bank. A new customer is defined as an individual that has not held a SouthEast Bank checking or savings account within the past 12 months. Must use promo code online or mention this offer in-branch to be eligible. In order to earn a cash bonus, customers must open their Bonus Rate Checking and Bonus Rate Savings account before August 31, 2025.  

The bonus(es) will be credited to the account within thirty (30) days of meeting all qualifications. This bonus offer cannot be applied to the account retroactively or combined with any other offer. SouthEast Bank reserves the right, in its sole discretion, to cancel, terminate, modify, or suspend the promotion with or without cause. Taxes on bonus-related earnings will be the sole responsibility of the account holder.  

Bonus Rate Checking: *APY=Annual Percentage Yield. Rates are accurate as of 07/01/25 and are subject to change after account opening. $50 minimum to open. To earn the bonus rate, each statement cycle the account must be enrolled in eStatements and post and settle at least 15 debit card purchase transactions of $1 or more. If all qualifications are met during the statement cycle, the account will earn a 3.75% APY on balances of $20,000 or less. An interest rate of 0.20% will be paid only for that portion of your daily balance that is greater than $20,000. The annual percentage yield for this tier will range from 3.75% to 0.48%, depending on the balance in the account. If bonus qualifications are not met during the statement cycle, the account will earn 0.05% APY. Limit one Bonus Rate Checking account per primary account holder tax ID. A $3 Paper Statement fee is waived by enrolling and receiving eStatements or having a daily average account balance of $1,200 or a daily average relationship balance of $10,000. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply. Fees may reduce earnings. 

Bonus Rate Savings: *APY=Annual Percentage Yield. Rates are accurate as of 07/01/25 and are subject to change after account opening. $50 minimum to open. To earn the bonus rate, each statement cycle the account holder must have a SouthEast Bank checking account with the Round Up feature, enroll and maintain the Bonus Rate Savings account in eStatements, and post and settle at least 15 debit card purchase transactions during the statement cycle from any personal SouthEast Bank checking account. If all qualifications are met during the statement cycle, the account will earn a 2.01% APY on balances of $10,000 or less. An interest rate of 0.20% will be paid on the portion of your daily balance that is greater than $10,000. The APY for this tier will range from 2.01% to 0.27%, depending on the balance in the account. If bonus qualifications are not met during the statement cycle, the account will earn 0.05% APY. Limit one Bonus Rate Savings account per primary account holder tax ID. A $3 paper statement fee is waived when enrolled in eStatements or with a daily average account balance of $1,200 or a daily average relationship balance of $10,000; Unlimited withdrawals are subject to available funds. Fees may reduce earnings. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply. 

Round Up Savings: Upon enrollment in Round Up Savings, SouthEast Bank will round up your debit card purchase transactions of $1 or more to the nearest dollar and transfer the difference from your SouthEast Bank checking account to your designated SouthEast Bank savings account. Both signature and pin transactions made with debit cards qualify for Round Up Savings. All debit cards connected to the checking account will round up to your savings account. You must be a primary owner on each checking and savings account that you enroll. Round-up amounts will be transferred separately throughout the day. 

Rewards Checking: $50 minimum to open. If enrolled in eStatements, a reward of $0.10 will be credited to your account on the 1st business day of each month for each purchase transaction of $10.00 or more that posts and settles during the statement cycle. Check writing is subject to available funds. Fees may reduce earnings. Some fees apply. A $3 paper statement fee is waived with a daily average account balance of $1,200 or a daily average relationship balance of $10,000. A Non-Activity Fee of $2.95 will be charged for any statement cycle during which the average daily balance is $300 or less and there is no consumer-initiated credit or debit activity. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

53x national average based on FDIC National Deposit Rates, accurate as of 4/21/25.

Bonus Rate Checking: *APY=Annual Percentage Yield. Rates are accurate as of 07/01/25 and are subject to change after account opening. $50 minimum to open. To earn the bonus rate, each statement cycle the account must be enrolled in eStatements and post and settle at least 15 debit card purchase transactions of $1 or more. If all qualifications are met during the statement cycle, the account will earn a 3.75% APY on balances of $20,000 or less. An interest rate of 0.20% will be paid only for that portion of your daily balance that is greater than $20,000. The annual percentage yield for this tier will range from 3.75% to 0.48%, depending on the balance in the account. If bonus qualifications are not met during the statement cycle, the account will earn 0.05% APY. Limit one Bonus Rate Checking account per primary account holder tax ID. A $3 Paper Statement fee is waived by enrolling and receiving eStatements or having a daily average account balance of $1,200 or a daily average relationship balance of $10,000. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply. Fees may reduce earnings. 

Bonus Rate Savings: *APY=Annual Percentage Yield. Rates are accurate as of 07/01/25 and are subject to change after account opening. $50 minimum to open. To earn the bonus rate, each statement cycle the account holder must have a SouthEast Bank checking account with the Round Up feature, enroll and maintain the Bonus Rate Savings account in eStatements, and post and settle at least 15 debit card purchase transactions during the statement cycle from any personal SouthEast Bank checking account. If all qualifications are met during the statement cycle, the account will earn a 2.01% APY on balances of $10,000 or less. An interest rate of 0.20% will be paid on the portion of your daily balance that is greater than $10,000. The APY for this tier will range from​ 2.01% to 0.27%, depending on the balance in the account. If bonus qualifications are not met during the statement cycle, the account will earn 0.05% APY. Limit one Bonus Rate Savings account per primary account holder tax ID. A $3 paper statement fee is waived when enrolled in eStatements or with a daily average account balance of $1,200 or a daily average relationship balance of $10,000; Unlimited withdrawals are subject to available funds. Fees may reduce earnings. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

Round Up Savings: Upon enrollment in Round Up Savings, SouthEast Bank will round up your debit card purchase transactions of $1 or more to the nearest dollar and transfer the difference from your SouthEast Bank checking account to your designated SouthEast Bank savings account. Both signature and pin transactions made with debit cards qualify for Round Up Savings. All debit cards connected to the checking account will round up to your savings account. You must be a primary owner on each checking and savings account that you enroll. Round-up amounts will be transferred separately throughout the day.

Premium Interest Checking: *APY=Annual Percentage Yield. Rates are accurate as of 07/01/25 and are subject to change after account opening. $50 minimum to open. Interest is earned on daily balances above $0 and is credited monthly. This is a tiered-rate account that earns higher interest based on higher balances. Fees may reduce earnings. Some fees apply. $10 monthly service fee is waived with a minimum daily balance of $2,500. Unlimited check writing is subject to available funds. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

Fees: $10 monthly service fee is waived with a minimum daily balance of $2,500.

Accelerate: Accelerate is a feature where we make funds from any direct deposit available to you up to three days prior to our actual receipt of the funds. This feature is provided only on our Rewards and Thrive Checking accounts. No additional qualifications must be met aside from having one of these account types. There is no fee for Accelerate. If funds have been made available to you and we do not receive credit of the funds from the party originating, you will be liable for the amount of the deposit. You agree that your account will be debited for the full amount of the direct deposit without prior notice to you, even if this results in an overdraft or negative balance. We provide the Accelerate feature as a courtesy service to you and may revoke, suspend, or modify the service at any time.

New Business Customer: This offer is eligible to new business customers of SouthEast Bank. A new business customer is defined as a business that has not held a SouthEast Bank checking or savings account within the past 12 months. Must mention this offer in-branch to be eligible. In order to earn a cash bonus, the business must open their Core Business Checking account before August 30, 2025.

The minimum deposit to open a SouthEast Bank business checking account is $50, but you must meet the qualification requirements for the $400 bonus described below.

New business customers can earn $400 by meeting all requirements:

• Open a Core Business Checking account with SouthEast Bank and:
  • Make deposit(s) totaling at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening.
  • New money is considered money that is new to SouthEast Bank. Funds must come from outside SouthEast Bank and cannot be transferred from another SouthEast Bank product or a SouthEast Bank Affiliate. Checking account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

The bonus will be credited to the account within thirty (30) days of meeting all qualifications. This bonus offer cannot be applied to the account retroactively or combined with any other offer. SouthEast Bank reserves the right, in its sole discretion, to cancel, terminate, modify, or suspend the promotion with or without cause. Taxes on bonus-related earnings will be the sole responsibility of the account holder.

Refer a Friend Program: For each qualifying referral, gift cards are limited to one for personal checking and one for business checking. Offer available to current SouthEast Bank customers that refer new business checking or personal checking customers to SouthEast Bank. If qualifications are met, the new and referring customer will each receive (1) $50 gift card for each personal customer referral and (1) $100 gift card for each business customer referral. A new customer is defined as an individual or business that has not held any SouthEast Bank deposit accounts within the past six months. Upon completion of the requirements, both the new and referring customer will each receive notice by email that you’ve qualified for either a $50 or $100 gift card based upon the type of account referred. If one SouthEast Bank personal checking account and one SouthEast Bank business checking account is referred, you may combine your gift cards for one $150 gift card. The gift cards are sponsored by a variety of vendors. The qualified customer has the ability to select from various available vendors. Gift Cards will be mailed within 15 days of gift card selection. Qualifications: The new customer is required to register online at www.tellyourfriendsrewards.com/southeastbank (or present a referral card at account opening), open a SouthEast Bank checking account within 90 days of registration, enroll in and receive eStatements, and post and settle at least 5 debit card transactions within 90 days of account opening. Qualifications are checked once per month, and qualified customers will be notified within 30 days of meeting the program requirements. The minimum balance required to open the account and obtain the bonus is $50. Annual Percentage Yield (APY) will vary and be based on deposit account chosen. Example: Bonus Rate Checking, as of 1/31/25, is 3.75% APY on balances of $20,000 or less. An interest rate of 0.20% will be paid on the portion of your daily balance that is greater than $20,000. The APY for this tier will range from 3.75% APY to 0.48% APY, depending on the balance in the account. If bonus qualifications are not met during the statement cycle, the account will earn 0.05% APY. See Rate and Fee Schedule for further information. Rates are subject to change after the account is opened. Fees may reduce earnings. Offer is subject to change without notice. Staff of SouthEast Bank Corporation are not eligible. Taxes, if any, are the sole responsibility of the recipient.

Important Privacy Notice: By participating in the SouthEast Bank Referral Program, you agree that the referrer may be aware that you opened an account upon receipt of bonus.