Mortgage Loans
Whether you’re buying your first home, an investment property, or looking to refinance, SouthEast Bank has the experience and personal service to support you through this next step.
Loans to Fit Your Needs
At SouthEast Bank, we have a variety of options available in-house and through secondary markets, including:
Conventional Loans
Your standard home loan that is not insured by the government.
Jumbo Loans
Jumbo loans are similar to conventional loans but exceed the cap amount for conforming loans.
FHA Loans
Federally-backed loans designed for borrowers with lower incomes or credit scores.
VA Loans
Loans backed by the Department of Veterans Affairs offering special benefits to service members and veterans.
USDA Loans
Loans backed by the Department of Agriculture are available to eligible borrowers living in certain rural areas.
Meet Your Mortgage Team
Our team has years of experience helping our customers across Middle and East Tennessee with their mortgage, refinance, and lending needs. Contact the loan officer of your choice below.
Mickey Vaughn
Tellico Village, Loudon County, Monroe County, Knoxville
NMLS ID# 523082
Office: (865) 635-7131
Cell: (865) 209-4830
Chad Nash
Cleveland, Cookeville, Ooltewah, Chattanooga
NMLS ID# 173349
Office: (423) 238-3012
Cell: (423) 504-3366
Mortgage Refinance
Refinancing your mortgage loan can come with many benefits, especially if you have a specific goal in mind. SouthEast Bank has a team of experienced professionals to guide you through that first step.
ITIN Home Access Loans1
We recognize that owning a home is an essential part of the American dream, and we’re here to make it accessible to everyone in our community. SouthEast Bank’s ITIN Home Loan Access program is tailored for those with Individual Taxpayer Identification Numbers (ITINs), offering an alternative path to homeownership in Tennessee.
Get Started with Your Mortgage Today
Fill out a mortgage inquiry and your local loan officer will reach out with next steps.
Mortgage Loan Tips
A Guide to the Housing Market in East Tennessee
The housing market in East Tennessee is booming, and our latest blog explains what’s driving the demand.
Read More
A Beginner’s Guide to Mortgage Loan Refinancing
Refinancing your mortgage loan can help you save money, access your home equity or update your repayment terms.
Read More
5 Top Tips for Buying a House In A Seller’s Market
If you’re planning on buying a home in Tennessee’s hot housing market, you can use these five tips to appeal to sellers and stand out from other homebuyers.
Read MoreIn-Branch or Online, We’re Good to Know.
Open an Account
Open a checking, savings, or certificate of deposit account with us today. Accounts designed with you in mind.
Find a Branch
Get to know your local team by visiting one of our branches. We’re proud to serve Middle and East Tennessee.
Have Questions?
Have a question or want to know more about our services? Contact us and we’ll be happy to assist you.
SOUTHEAST BANK NMLS ID# 537499