Premium Interest Checking
This account offers the flexibility and convenience you deserve from a checking account, coupled with a high-earning, tiered interest accrual — the higher your balance, the more you can earn.(1)
Earn More As Your Balance Grows
|$0 – $9,999.99||0.10% APY*|
|$10,000 – $49,999||0.15% APY*|
|$50,000 – $99,999.99||0.50% APY*|
|$100,000 – $249,999.99||0.70% APY*|
*APY=Annual Percentage Yield. Rates are accurate as of 5/1/23.
Standard Checking Benefits
$50 Minimum to Open
Open an account online or in-branch with as little as $50
Access ATMs Worldwide
Manage your funds at 55,000+ AllPoint Network ATMs
Instant-Issue Debit Cards
Equipped with Tap & Go™ contactless payments
Unlimited Check Writing
Order checks online in minutes
SouthEast Verifi Fraud Protection
24/7 fraud protection and text alerts
FDIC Insured Bank
Your funds are safe and secure with SouthEast Bank
Online and Mobile Banking
Featuring bill-pay, transfers, budgeting tools, and more
Extended Customer Care Hours
Get the customer service you need, when you need it
Open a Premium Interest Checking Account Today.
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Bonus Rate Checking
Earn over 33x the national average for checking(2) by meeting requirements.
Bonus Rate Savings
Best for frequent debit card users who want to earn up to 5x the national average for interest-bearing savings.(5)
- Earn up to 2.01% APY* on balances up to $10,000
- No monthly service charge
A simple account that earns cashback rewards on debit card purchases.
*APY=Annual Percentage Yield.