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Premium Interest Checking

This account offers the flexibility and convenience you deserve from a checking account, coupled with a high-earning, tiered interest accrual — the higher your balance, the more you can earn.(1)

Man in a yellow jacket using an atm
couple looking at account balance

Earn More As Your Balance Grows

Current Rates

BalanceYield
$0 – $9,999.990.10% APY*
$10,000 – $49,9990.15% APY*
$50,000 – $99,999.990.50% APY*
$100,000 – $249,999.990.70% APY*
$250,000+1.00% APY*

*APY=Annual Percentage Yield. Rates are accurate as of 2/3/23.

Standard Checking Benefits

$50 Minimum to Open

Open an account online or in-branch with as little as $50

Access ATMs Worldwide

Manage your funds at 55,000+ AllPoint Network ATMs

Instant-Issue Debit Cards

Easily replace lost or stolen debit cards

Unlimited Check Writing

Order checks online in minutes

SouthEast Verifi Fraud Protection

24/7 fraud protection and text alerts

FDIC Insured Bank

Your funds are safe and secure with SouthEast Bank

Online and Mobile Banking

Featuring bill-pay, transfers, budgeting tools, and more

Extended Customer Care Hours

Get the customer service you need, when you need it

Open a Premium Interest Checking Account Today.

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Bonus Rate Checking

Earn over 50x the national average for checking(2) by meeting requirements.

  • Earn up to 2.01% APY* on balances up to $20,000(3)
  • Pair with Bonus Rate Savings(4) and earn up to 2.01% APY* on savings balances up to $10,000

Bonus Rate Savings

Best for frequent debit card users who want to earn up to 8x the national average for interest-bearing savings.(5)

  • Earn up to 2.01% APY* on balances up to $10,000
  • No monthly service charge

Rewards Checking

A simple account that earns cashback rewards on debit card purchases.

  • Earn $.10 cashback(6) for every debit card purchase of $10.00 or more
  • Receive ACH deposits up to three days early with Accelerate(7)

*APY=Annual Percentage Yield.

Rate Increase: 12-Month CD Special!

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