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Certificates of Deposit

Explore low-risk options for earning interest on the money you’ve worked hard to earn. Whether you’re looking to maximize your personal savings or business funds, choose the Certificate of Deposit term length that works best for you.

See our CD Specials below and open an account today!

man opening a certificate of deposit

Current CD Promotions

Certificate of Deposit TypeAnnual Percentage Yield (APY*)Interest Compounded & CreditedMinimum Opening DepositHow to Open
6-Month CD Special(1)4.50% APY*Quarterly$1,000Open Online
12-Month CD Special(2)4.25% APY*Quarterly$1,000Open Online

Open a CD and Start Earning Today.

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Learn More About Certificates of Deposit

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Terms & Disclosures

1

6-Month CD Special: *APY=Annual Percentage Yield. Rates are accurate as of 07/01/25 and are subject to change. $1,000 minimum to open. Limited-time offer. The interest rate for the 6-Month CD Special is 4.43% with a corresponding 4.50% APY. The promotional rate is only valid during the initial term and does not apply to any renewals of this CD. There is no minimum balance to earn the APY. The APY assumes interest remains on deposit until maturity. Penalty for early withdrawal. Promotional CDs are NOT eligible for interest checks. Any withdrawal of principal or interest during the term of the account will reduce earnings. Interest for the account will be compounded and credited quarterly. Interest begins to accrue on the business day of the deposit of any noncash item (for example, checks). Fees may reduce earnings. Please see an associate or call 1-844-732-2657 for additional details.

2

12-Month CD Special: *APY=Annual Percentage Yield. Rates are accurate as of 07/01/25 and are subject to change. $1,000 minimum to open. Limited-time offer. The interest rate for the 12-Month CD Special is 4.18% with a corresponding 4.25% APY. The promotional rate is only valid during the initial term and does not apply to any renewals of this CD. There is no minimum balance to earn the APY. The APY assumes interest remains on deposit until maturity. Penalty for early withdrawal. Promotional CDs are NOT eligible for interest checks. Any withdrawal of principal or interest during the term of the account will reduce earnings. Interest for the account will be compounded and credited quarterly. Interest begins to accrue on the business day of the deposit of any noncash item (for example, checks). Fees may reduce earnings. Please see an associate or call 1-844-732-2657 for additional details.