Certificates of Deposit

9-Month CD Special: *APY=Annual Percentage Yield. Rates are accurate as of 3/27/23 and are subject to change. $1,000 minimum to open. Limited-time offer. The interest rate for the 9-Month CD Special is 5.15% with a corresponding APY of 5.25%. The APY assumes interest remains on deposit until maturity. Penalty for early withdrawal. Promotional CDs are NOT eligible for interest checks. Any withdrawal of principal or interest during the term of the account will reduce earnings. Interest for the account will be compounded and credited quarterly. Interest begins to accrue on the business day of the deposit of any noncash item (for example, checks). Fees may reduce earnings. Please see an associate or call 1-844-732-2657 for additional details.

12-Month CD Special: *APY=Annual Percentage Yield. Rates are accurate as of 3/27/23 and are subject to change. $1,000 minimum to open. Limited-time offer. The interest rate for the 12-month CD Special is 4.43% with a corresponding APY of 4.50%. The APY assumes interest remains on deposit until maturity. Penalty for early withdrawal. Promotional CDs are NOT eligible for interest checks. Any withdrawal of principal or interest during the term of the account will reduce earnings. Interest for the account will be compounded and credited quarterly. Interest begins to accrue on the business day of the deposit of any noncash item (for example, checks). Fees may reduce earnings. Please see an associate or call 1-844-732-2657 for additional details.

Advantage Senior CD: *APY=Annual Percentage Yield. Rates are accurate as of 3/27/23 and are subject to change. $1,000 minimum to open. Limited-time offer. Advantage Senior CDs are available for consumers ages 55 and over only. The APY assumes interest remains on deposit until maturity. Penalty for early withdrawal. Promotional CDs are NOT eligible for interest checks. Any withdrawal of principal or interest during the term of the account will reduce earnings. Interest for the account will be compounded and credited quarterly. Interest begins to accrue on the business day of the deposit of any noncash item (for example, checks). Fees may reduce earnings. Please see an associate or call 1-844-732-2657 for additional details.

24-Month CD Special: *APY=Annual Percentage Yield. Rates are accurate as of 3/27/23 and are subject to change. $1,000 minimum to open. Limited-time offer. The interest rate for the 24-Month CD Special is 4.92% with a corresponding APY of 5.01%. The APY assumes interest remains on deposit until maturity. Penalty for early withdrawal. Promotional CDs are NOT eligible for interest checks. Any withdrawal of principal or interest during the term of the account will reduce earnings. Interest for the account will be compounded and credited quarterly. Interest begins to accrue on the business day of the deposit of any noncash item (for example, checks). Fees may reduce earnings. Please see an associate or call 1-844-732-2657 for additional details.

50x national average based on FDIC National Deposit Rates, accurate as of 3/27/23.

Bonus Rate Checking: *APY=Annual Percentage Yield. Rates are accurate as of 3/27/23 and are subject to change after account opening. $50 minimum to open. To earn the bonus rate, each statement cycle the account must be enrolled in eStatements and post and settle at least 15 qualifying debit card transactions of $1 or more. If all qualifications are met during the statement cycle, the account will earn a 2.01% APY on balances up to $20,000 and 0.20% APY on balances over $20,000. If bonus qualifications are not met during the statement cycle, the account will earn 0.05% APY. This is a variable-tiered rate account. Interest is earned on daily collected balances of $0 and above and is credited monthly. Unlimited check writing is subject to available funds. Qualifying transactions include point-of-sale or online purchases using the SouthEast Bank debit card. ATM and cash-only transactions do not qualify toward the minimum debit card transaction amount. Fees may reduce earnings. Some fees and restrictions apply. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

Fees: $3 Paper Statement fee waived with a daily average account balance of $1,200 or a daily average relationship balance of $10,000.

Bonus Rate Savings: *APY=Annual Percentage Yield. Rates are accurate as of 3/27/23 and are subject to change after account opening. $50 minimum to open. To earn the bonus rate, the account holder must have a SouthEast Bank checking account with the Round Up feature, enroll the Bonus Rate Savings account in eStatements, and post and settle at least 15 round up debit card transactions during the statement cycle from any personal SouthEast Bank checking account. This is a variable rate tiered account. If all qualifications are met during the statement cycle, 2.01% APY will be applied on the balances up to $10,000, and 0.20% APY will be applied on balances over $10,000. If bonus qualifications are not met during the statement cycle, the account will earn 0.05% APY. Limit one Bonus Rate Savings account per primary owner tax ID. Fees may reduce earnings. Some fees and restrictions apply. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

Fees: $3 paper statement fee waived when enrolled in eStatements or with a daily average account balance of $1,200 or a daily average relationship balance of $10,000; Unlimited withdrawals at teller window or ATM and 6 pre-authorized withdrawals per statement cycle at no charge, including checks, ACH debits and online banking transfers; $3 fee for each withdrawal thereafter.

8x national average based on FDIC National Deposit Rates, accurate as of 3/27/23.

Round Up Savings: Upon enrollment in Round Up Savings, SouthEast Bank will round up your qualifying transactions to the nearest dollar and transfer the difference from your checking account to your designated savings account. Qualifying transactions include point-of-sale or online purchases using the SouthEast Bank debit card. Both signature and pin transactions made with debit cards qualify for Round Up Savings. ATM and cash-only transactions do not qualify for Round Up Savings. All debit cards connected to the checking account will round up to your savings account. You must be a primary owner on each checking and savings account that you enroll. Round-up amounts will be transferred separately throughout the day.

Premium Interest Checking: *APY=Annual Percentage Yield. Rates are accurate as of 3/27/23 and are subject to change after account opening. $50 minimum to open. Interest is earned on daily collected balances of $0 and above and is credited monthly. This is a tiered-rate account that earns higher interest based on higher balances. Fees may reduce earnings. Some fees and restrictions apply. Unlimited check writing is subject to available funds. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

Fees: $10 monthly service fee can be waived with a minimum daily balance of $2,500.