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Certificates of Deposit

You’ve worked hard for your savings, and now you can make the most of it. Choose the Certificate of Deposit term length that works best for you. Explore our CD Specials below and open an account today.

man opening a certificate of deposit

Current CD Promotions

Certificate of Deposit TypeAnnual Percentage Yield (APY*)Interest Compounded & CreditedMinimum Opening DepositHow to Open
13-Month CD Special(1)5.40% APY*Quarterly$1,000Open Online
17-Month CD Special(2)5.30% APY*Quarterly$1,000Open Online
44-Month CD Special(3)4.75% APY*Quarterly$1,000Open Online
Advantage Senior
12-Month CD(4)		Rate & APY based on a matrix. See associate for details.Quarterly$1,000Open in-Branch

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Terms & Disclosures

1

13-Month CD Special: *APY=Annual Percentage Yield. Rates are accurate as of 10/04/23 and are subject to change. $1,000 minimum to open. Limited-time offer. The interest rate for the 13-Month CD Special is 5.29% with a corresponding 5.40% APY*. There is no minimum balance to earn the APY. The APY assumes interest remains on deposit until maturity. Penalty for early withdrawal. Promotional CDs are NOT eligible for interest checks. Any withdrawal of principal or interest during the term of the account will reduce earnings. Interest for the account will be compounded and credited quarterly. Interest begins to accrue on the business day of the deposit of any noncash item (for example, checks). Fees may reduce earnings. Please see an associate or call 1-844-732-2657 for additional details.

2

17-Month CD Special: *APY=Annual Percentage Yield. Rates are accurate as of 10/04/23 and are subject to change. $1,000 minimum to open. Limited-time offer. The interest rate for the 17-Month CD Special is 5.20% with a corresponding 5.30% APY*. There is no minimum balance to earn the APY. The APY assumes interest remains on deposit until maturity. Penalty for early withdrawal. Promotional CDs are NOT eligible for interest checks. Any withdrawal of principal or interest during the term of the account will reduce earnings. Interest for the account will be compounded and credited quarterly. Interest begins to accrue on the business day of the deposit of any noncash item (for example, checks). Fees may reduce earnings. Please see an associate or call 1-844-732-2657 for additional details.

3

44-Month CD Special: *APY=Annual Percentage Yield. Rates are accurate as of 10/04/23 and are subject to change. $1,000 minimum to open. Limited-time offer. The interest rate for the 44-Month CD Special is 4.67% with a corresponding 4.75% APY*. There is no minimum balance to earn the APY. The APY assumes interest remains on deposit until maturity. Penalty for early withdrawal. Promotional CDs are NOT eligible for interest checks. Any withdrawal of principal or interest during the term of the account will reduce earnings. Interest for the account will be compounded and credited quarterly. Interest begins to accrue on the business day of the deposit of any noncash item (for example, checks). Fees may reduce earnings. Please see an associate or call 1-844-732-2657 for additional details.

4

Advantage Senior CD: *APY=Annual Percentage Yield. Rates are accurate as of 10/04/23 and are subject to change. $1,000 minimum to open. Limited-time offer. Advantage Senior CDs are available for consumers ages 55 and over only. There is no minimum balance to earn the APY. The APY assumes interest remains on deposit until maturity. Penalty for early withdrawal. Promotional CDs are NOT eligible for interest checks. Any withdrawal of principal or interest during the term of the account will reduce earnings. Interest for the account will be compounded and credited quarterly. Interest begins to accrue on the business day of the deposit of any noncash item (for example, checks). Fees may reduce earnings. Please see an associate or call 1-844-732-2657 for additional details.