Business Savings Accounts

Simple, secure savings for your business. Visit your local SouthEast Bank branch to open an account today.

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happy business owner couple happy with their savings

Savings Account Features Made for Businesses

Online and Mobile Banking

Get back to work sooner with online and mobile banking

Extended Customer Support

Reach our Call Center after hours for expert customer care

55,000+ Fee-Free ATMs

Worldwide access to SouthEast Bank and Allpoint ATMs

Explore Business Savings Accounts

Business Savings

Get all the banking features you need to keep your small business running smoothly, all year long.(1)

  • $50 minimum to open
  • 6 pre-authorized withdrawals per month
  • Interest credited quarterly
  • Quarterly account statements, with eStatements available
Learn More

Business Money Market Savings

Earn a tiered rate of return based on your balance and enjoy hassle-free access to your funds, simply by writing a check.(2)

  • $2,500 minimum to open
  • 6 pre-authorized withdrawals per month
  • Interest credited monthly
  • Monthly account statements, with eStatements available
Learn More
Man using SouthEast Bank app

Digital Banking

Bank Anytime, Anywhere.

SouthEast Bank’s suite of digital banking tools available online and through the SouthEast Bank app allow you to manage your money and stay secure from anywhere.

Digital Banking Overview

Commercial lending

Let Us Fund Your Next Project

Whether you’re ready to invest in a larger space for your business, or you’re looking for a line of credit to fund your seasonal cash flow needs, we’re here to help. We offer a variety of commercial loans to support your business goals. Click below to view our available services, then contact our expert commercial lending team to get started!

Commercial Lending
Commercial Lender meeting with business owner

Open a Business Savings Account Today.

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*APY=Annual Percentage Yield.

Terms & Disclosures

1

Business Savings: $50 minimum to open. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

Fees: $10 quarterly service fee waived for nonprofits or businesses with a minimum daily balance of $500; $3 excessive withdrawal fee after the first 6 monthly withdrawals.

2

Business Money Market: *APY=Annual Percentage Yield. Rates are accurate as of 5/1/23 and are subject to change after account opening. $2,500 minimum to open. Fees may reduce earnings. Some fees and restrictions apply. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

Fees: $12 quarterly service fee waived for businesses with a minimum daily balance of $2,500; $6 excessive withdrawal fee after the first 6 monthly withdrawals.

3

Business Bonus Rate Checking: *APY=Annual Percentage Yield. Rates are accurate as of 5/1/23 and are subject to change after account opening. $50 minimum to open. To earn the bonus rate, each statement cycle the account must be enrolled in eStatements and post and clear 15 qualifying debit card transactions of $1 or more. If all qualifications are met during the statement cycle, the account will earn 2.01% APY* on balances of up to $30,000 and .20% APY* on balances over $30,000. Otherwise, the account will earn .05% APY. Interest earnings are based on daily collected balances and are credited monthly. Qualifying transactions include point-of-sale or online purchases using the SouthEast Bank debit card. ATM and cash-only transactions do not qualify. Fees may reduce earnings. Some fees and restrictions apply. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

Fees: $0.14 charge per transaction item exceeding 100; $1 per each $1,000 coin and currency deposit transaction exceeding $10,000; $1 fee for each mobile deposit exceeding 20; $3 paper statement fee waived when enrolled in eStatements.

4

Free Small Business Checking: $50 minimum to open. No minimum balance requirements. Some fees and restrictions apply. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

Fees: $1 fee for each mobile deposit exceeding 20; $3 paper statement fee waived when enrolled in eStatements.