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Premium Interest Checking for Business

This account offers the flexibility and convenience you deserve from a business checking account, coupled with a high-earning, tiered interest accrual — the higher your balance, the more you can earn.(1) Visit your nearest SouthEast Bank to open an account today.

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Earn More As Your Balance Grows

Current Rates

BalanceYield
$0 – $99,999.990.05% APY*
$100,000 – $249,9990.10% APY*
$250,000 – $499,999.990.15% APY*
$500,000 – $999,999.990.20% APY*
$1,000,000+0.25% APY*

*APY=Annual Percentage Yield. Rates are accurate as of 5/1/23.

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Premium Interest Checking for Business Benefits

Earn Interest on Your Balance

Earn more as your balance grows

No Minimum Monthly Balance

No monthly minimum balance requirements

Up to 500 Transaction Items

Use up to 500 transaction items per statement cycle

Coin and Currency Deposits

Use up to $10,000 in coin and currency deposit transactions per statement cycle

20 Fee-Free Mobile Deposits

Deposit checks anywhere, anytime

Online and Mobile Banking

Get back to work sooner with online and mobile banking

Open a Premium Interest Business Checking Account Today.

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Business Bonus Rate Checking

This account offers our highest commercial yield and is best for businesses with frequent debit card transactions.(2)

  • Earn up to 2.01% APY* on balances up to $30,000
  • No minimum balance requirements
  • 100 transaction items per statement cycle
  • $10,000 in coin and currency deposit transactions per statement cycle
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Free Small Business Interest Checking

Best for businesses with larger account balances, this account offers competitive, tiered interest rates that increase as your balance grows.(3)

  • 500 transaction items per statement cycle
  • $10,000 in coin and currency deposit transactions per statement cycle
  • $15 monthly service fee (waived with an average daily balance of $10,000 during the statement period)
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Free Small Business Checking

This account has the banking tools your small business needs to grow and thrive.(4)

  • No minimum balance requirements
  • 250 transaction items per statement cycle
  • $10,000 in coin and currency deposit transactions per statement cycle
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*APY=Annual Percentage Yield.

Terms & Disclosures

1

Premium Interest Checking for Business: *APY=Annual Percentage Yield. Rates are accurate as of 5/1/23 and are subject to change after account opening. $50 minimum to open. Fees may reduce earnings. Some fees and restrictions apply. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

Fees: $0.25 charge per transaction item exceeding 500; $1 per each $1,000 coin and currency deposit transaction exceeding $10,000; $15 monthly service fee waived with an average daily balance of $10,000 during the statement period; $1 fee for each mobile deposit exceeding 20; $3 paper statement fee waived when enrolled in eStatements.

2

Business Bonus Rate Checking: *APY=Annual Percentage Yield. Rates are accurate as of 5/1/23 and are subject to change after account opening. $50 minimum to open. To earn the bonus rate, each statement cycle the account must be enrolled in eStatements and post and clear 15 qualifying debit card transactions of $1 or more. If all qualifications are met during the statement cycle, the account will earn 2.01% APY* on balances of up to $30,000 and .20% APY* on balances over $30,000. Otherwise, the account will earn .05% APY. Interest earnings are based on daily collected balances and are credited monthly. Qualifying transactions include point-of-sale or online purchases using the SouthEast Bank debit card. ATM and cash-only transactions do not qualify. Fees may reduce earnings. Some fees and restrictions apply. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

Fees: $0.14 charge per transaction item exceeding 100; $1 per each $1,000 coin and currency deposit transaction exceeding $10,000; $1 fee for each mobile deposit exceeding 20; $3 paper statement fee waived when enrolled in eStatements.

3

Free Small Business Interest Checking: *APY=Annual Percentage Yield. Rates are accurate as of 5/1/23 and are subject to change after account opening. $50 minimum to open. No minimum balance requirements. Fees may reduce earnings. Some fees and restrictions apply. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

Fees: $1 fee for each mobile deposit exceeding 20; $3 paper statement fee waived when enrolled in eStatements.

4

Free Small Business Checking: $50 minimum to open. No minimum balance requirements. Some fees and restrictions apply. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

Fees: $1 fee for each mobile deposit exceeding 20; $3 paper statement fee waived when enrolled in eStatements.

5

1Free Small Business Checking:

*Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

2Free Small Business Interest Checking:

**Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

3Business Bonus Rate Checking:

*APY = Annual Percentage Yield.

**Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

4Premium Interest Checking for Business:

*APY = Annual Percentage Yield. Rates are variable and are subject to change after account opening. Rates are accurate as of 5/1/23.

**Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.