Home / Business Banking / Business Bank Accounts / Business Checking Accounts / Small Business Interest Checking

Small Business Interest Checking

This account is perfect for growing small businesses. Take advantage of benefits designed for your business, and earn an Annual Percentage Yield (APY) on your balance!

Find a Branch
business owner with credit card

Small Business Interest Checking Highlights

No Minimum Balance Requirements

No monthly minimum balance requirements

Up to 250 Transaction Items

Use up to 250 transaction items per statement cycle

Coin and Currency Deposits

Use up to $10,000 in coin and currency deposit transactions per statement cycle

20 Fee-Free Mobile Deposits

Deposit checks anywhere, anytime

Online and Mobile Banking

Get back to work sooner with online and mobile banking

Instant-Issue Debit Cards and Fraud Protection

All business debit cards offer 24/7 fraud protection

Man using SouthEast Bank app

Digital Banking

Bank Anytime, Anywhere.

SouthEast Bank’s suite of digital banking tools available online and through the SouthEast Bank app allow you to manage your money and stay secure from anywhere.

Learn More

Merchant services

Banking Solutions for Your Business

We strive to be among the best banks for businesses in Middle and East Tennessee. With that in mind, we offer a variety of Merchant Services solutions designed to support your day-to-day business banking.

Browse Merchant Services
business owner completing a transaction

Open a Small Business Interest Checking Account Today.

Find a Branch

You Might Also Like…

Premium Interest Checking for Business

Best for businesses with larger account balances, this account offers competitive, tiered interest rates that increase as your balance grows.(2)

  • 500 transaction items per statement cycle
  • $10,000 in coin and currency deposit transactions per statement cycle
  • $15 monthly service fee (waived with an average daily balance of $10,000 during the statement period)
Learn More

Small Business Checking

This account has the banking tools your small business needs to grow and thrive.(3)

  • No minimum balance requirements
  • 250 transaction items per statement cycle
  • $10,000 in coin and currency deposit transactions per statement cycle
Learn More

Business Loans

Scaling and maintaining a business costs money. SouthEast Bank offers the following commercial loans:

  • Equipment Financing
  • Construction Loans
  • Business Lines of Credit
  • Commercial Real Estate Loans
Learn More

*APY=Annual Percentage Yield.

Terms & Disclosures

1

Small Business Interest Checking: *APY=Annual Percentage Yield. Rates are accurate as of 3/29/24 and are subject to change after account opening. $50 minimum to open. No minimum balance requirements. Fees may reduce earnings. Some fees and restrictions apply. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

Fees: $1 fee for each mobile deposit exceeding 20; $3 paper statement fee waived when enrolled in eStatements.

2

Premium Interest Checking for Business: *APY=Annual Percentage Yield. Rates are accurate as of 3/29/24 and are subject to change after account opening. $50 minimum to open. Fees may reduce earnings. Some fees and restrictions apply. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

Fees: $0.25 charge per transaction item exceeding 500; $1 per each $1,000 coin and currency deposit transaction exceeding $10,000; $15 monthly service fee waived with an average daily balance of $10,000 during the statement period; $1 fee for each mobile deposit exceeding 20; $3 paper statement fee waived when enrolled in eStatements.

3

Small Business Checking: $50 minimum to open. No minimum balance requirements. Some fees and restrictions apply. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

Fees: $1 fee for each mobile deposit exceeding 20; $3 paper statement fee waived when enrolled in eStatements.