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Business Bonus Rate Checking

This account offers our highest commercial yield, with up to 2.01% APY* on balances of up to $30,000!(1) Visit your local SouthEast Bank branch to open an account today.

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Business Bonus Rate Checking Highlights

Earn up to 2.01% APY*

On balances up to $30,000(1)

No Minimum Balance

Enjoy no minimum balance requirements

Coin and Currency Deposits

Use up to $10,000 in coin and currency deposit transactions per statement cycle

Up to 100 Transaction Items

Use up to 100 transaction items per statement cycle

20 Fee-Free Mobile Deposits

Deposit checks anywhere, anytime

$50 Minimum to Open

Open in-branch with as little as $50

Online & Mobile Banking

Get back to work sooner with online and mobile banking

Instant-Issue Debit Cards & Fraud Protection

Get back to work sooner with online and mobile banking

How to Earn 2.01% APY*

If you’re a frequent debit card user, a Business Bonus Rate Checking account makes sense for your business.

Requirements to earn 2.01% APY*:

  • Enroll in eStatements
  • Post and settle 15 or more debit transactions monthly

Best of all, if the requirements aren’t met during a statement cycle, you’ll still earn 0.05% APY*.

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business owner using debit card
Man using SouthEast Bank app

Digital Banking

Online and Mobile Banking Tools

With online banking and the SouthEast Bank app, you can take your branch anywhere. Deposit checks, transfer funds, monitor for fraud, track your business’s budget, and more.

Learn More

Open a Business Bonus Rate Checking Account Today.

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Premium Interest Checking for Business

Best for businesses with larger account balances, this account offers competitive, tiered interest rates that increase as your balance grows.(2)

  • 500 transaction items per statement cycle
  • $10,000 in coin and currency deposit transactions per statement cycle
  • $15 monthly service fee (waived with an average daily balance of $10,000 during the statement period)
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Free Small Business Interest Checking

Perfect for growing small businesses that want to earn interest on their balance.(3)

  • No minimum balance requirements
  • 250 transaction items per statement cycle
  • $10,000 in coin and currency deposit transactions per statement cycle
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Free Small Business Checking

This account has the banking tools your small business needs to grow and thrive.(4)

  • No minimum balance requirements
  • 250 transaction items per statement cycle
  • $10,000 in coin and currency deposit transactions per statement cycle
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*APY=Annual Percentage Yield.

Terms & Disclosures

1

Business Bonus Rate Checking: *APY=Annual Percentage Yield. Rates are accurate as of 5/1/23 and are subject to change after account opening. $50 minimum to open. To earn the bonus rate, each statement cycle the account must be enrolled in eStatements and post and clear 15 qualifying debit card transactions of $1 or more. If all qualifications are met during the statement cycle, the account will earn 2.01% APY* on balances of up to $30,000 and .20% APY* on balances over $30,000. Otherwise, the account will earn .05% APY. Interest earnings are based on daily collected balances and are credited monthly. Qualifying transactions include point-of-sale or online purchases using the SouthEast Bank debit card. ATM and cash-only transactions do not qualify. Fees may reduce earnings. Some fees and restrictions apply. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

Fees: $0.14 charge per transaction item exceeding 100; $1 per each $1,000 coin and currency deposit transaction exceeding $10,000; $1 fee for each mobile deposit exceeding 20; $3 paper statement fee waived when enrolled in eStatements.

2

Premium Interest Checking for Business: *APY=Annual Percentage Yield. Rates are accurate as of 5/1/23 and are subject to change after account opening. $50 minimum to open. Fees may reduce earnings. Some fees and restrictions apply. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

Fees: $0.25 charge per transaction item exceeding 500; $1 per each $1,000 coin and currency deposit transaction exceeding $10,000; $15 monthly service fee waived with an average daily balance of $10,000 during the statement period; $1 fee for each mobile deposit exceeding 20; $3 paper statement fee waived when enrolled in eStatements.

3

Free Small Business Interest Checking: *APY=Annual Percentage Yield. Rates are accurate as of 5/1/23 and are subject to change after account opening. $50 minimum to open. No minimum balance requirements. Fees may reduce earnings. Some fees and restrictions apply. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

Fees: $1 fee for each mobile deposit exceeding 20; $3 paper statement fee waived when enrolled in eStatements.

4

Free Small Business Checking: $50 minimum to open. No minimum balance requirements. Some fees and restrictions apply. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

Fees: $1 fee for each mobile deposit exceeding 20; $3 paper statement fee waived when enrolled in eStatements.