Get the app

 

Personal Savings
Keep your money safe and secure

All Personal Savings Accounts Include:

Digital banking options

Online and Mobile Banking

Access your account anytime, anywhere.

phone support for banking

Extended Customer Care Hours

Accessible, personal assistance for customers.

Allpoint Network ATM

Access to 55,000+ ATMs Worldwide

Fee-free access to Allpoint Network ATMs.

Savings Account Details

Bonus Rate Savings

Earn our highest yield of 2.01% APY* on balances up to $10,000 by meeting three requirements.1

OPEN ONLINE

LEARN MORE

Highlights:

  • Earn up to 2.01% APY* on balances up to $10,0001
  • Enable Round Up Savingsautomatic next-dollar deposits
  • No monthly service charge**

Account Details

$50 minimum to open.

1Each statement cycle, the account must be enrolled into eStatements and post and settle at least 15 round up debit card transactions from a personal SouthEast Bank checking account with the Round Up feature to earn the bonus rate of 2.01% APY for balances up to $10,000 (.20% APY on balances over $10,000). Otherwise, the account will earn .05% APY. Unlimited withdrawals at teller window or ATM.  6 pre-authorized withdrawals per month, includes checks, ACH debits and online banking transfers are allowed: $3 fee for each thereafter. Fees may reduce earnings. Limit one Bonus Rate Savings account per primary owner tax ID.  Rates are accurate as of 12-1-2021 . Rates are variable and subject to change after account opening.

2Upon enrollment in Round Up Savings, SouthEast Bank will round up your qualifying transactions (point of sale or online purchases, both signature and pin transactions) using your SouthEast Bank debit card to the nearest dollar and transfer the difference from your checking account to your designated account. You must be an account owner on each checking and savings account you enroll, however all debit cards connected to the checking account will round up to your designated account. Round up amounts will be transferred separately throughout the day.


*APY = Annual Percentage Yield. APY is accurate as of 12-1-2021 . Rates are variable and subject to change. Fees may reduce earnings.

**Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

 

Personal Savings

Set aside extra money for a spending goal or emergency fund while also earning interest of .05% APY.*

LOCATIONS & HOURS

Highlights:

  • Enjoy basic savings with easy access to your funds
  • Earn .05% APY* on your balance

Service Fee:**

$5 per quarter - waived with a minimum daily balance of $100

Account Details

$50 minimum to open.

6 pre-authorized withdrawals per month at no charge, including checks, ACH debits and online banking transfers; $3 each thereafter; unlimited withdrawals at the teller window or at the ATM. Interest is calculated based on the account's total daily balance and is credited quarterly.
 


*APY = Annual Percentage Yield. APY is accurate as of 12-1-2021 . Rates are variable and subject to change. Fees may reduce earnings.

**Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

 

Money Market Savings

Watch your savings grow as your balance grows with tiered interest rates.

LOCATIONS & HOURS

Highlights:

  • Earn tiered interest rates based on your account balance:
    • $0 - $9,999.99 = 0.05% APY*
    • $10,000 - $49,999.99 = 0.05% APY*
    • $50,000 - $99,999.99 = 0.10% APY*
    • $100,000 - $249,999.99 = 0.15% APY*
    • $250,000+ = 0.20% APY*
  • Enjoy easy access to your funds by writing a check

Service Fee:**

$12 per month - waived with a minimum daily balance of $2,500

Account Details

$2,500 minimum to open. This is a variable rate tiered account. No minimum balance required. 

6 pre-authorized withdrawals per month at no charge, including checks, ACH debits and online banking transfers; $6 each thereafter; unlimited withdrawals at the teller window or at the ATM. Interest is calculated based on the account's total daily balance and is credited quarterly.
 


*APY = Annual Percentage Yield. APY is accurate as of 12-1-2021 . Rates are variable and subject to change. Fees may reduce earnings.

**Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

 

Health Savings Account (HSA)

Enjoy the potential to earn tax-free interest while saving ahead for qualified medical expenses.

LOCATIONS & HOURS

Highlights:

  • Tax-advantaged account

Service Fee:**

$2.50 quarterly

Account Details

$50 minimum to open.

The account owner must participate in a high-deductible insurance plan, and annual limits apply. Funds are accessible by debit card only. Withdrawals are unlimited for qualified health expenses. Interest is calculated based on total daily balances and credited quarterly.
 


**Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

 

Milestone Savings

Designed especially to help children ages 17 and under set and achieve financial goals.

LOCATIONS & HOURS

Highlights:

  • No service fee**

Account Details

$5 minimum to open. A joint owner that is at least 18 years of age is required.

6 pre-authorized withdrawals per month at no charge, including checks, ACH debits and online banking transfers; $3 each thereafter; unlimited withdrawals at the teller window or at the ATM.

This is a variable rate account and the rate is subject to change after account opening. The primary account holder must be under the age of 18. A joint owner that is at least 18 years of age is required. This account will be converted to a Consumer Statement Savings upon the primary account holder reaching the age of 18. Interest is calculated based on the account's total daily balance and is credited quarterly.
 


**Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

 

Christmas Club e-Savings

Save ahead for holiday gifts,while earning interest on your balance.

LOCATIONS & HOURS

Highlights:

  • No service fee**
  • Accepts direct deposit or auto transfers from other SouthEast Bank accounts

Account Details

$5 minimum to open.

The Christmas Club e-Savings Account requires the holder to have a SouthEast Bank checking account, which will be credited the Christmas Club e-Savings Account balance at maturity.  To be eligible for the e-account rate of 2.00% APY*, only electronic deposits (account transfer, direct deposit, or mobile deposit) will be accepted and requires at least one monthly electronic deposit transaction from date of opening until the account is closed on October 31, 2022. Eligible account holders will receive savings plus interest in November 2022. 2.00% APY* decreases to 0.25% if required monthly electronic transfer does not occur. Balances over $5,000 will earn 0.25% APY*. A $20 fee will apply for early withdrawal. Fees may reduce earnings. Must be enrolled in eStatements.  Rates are accurate as of 12-1-2021 .


*APY = Annual Percentage Yield. APY is accurate as of 12-1-2021 . Rates are variable and subject to change. Fees may reduce earnings.

**Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

 


 
Couple using SouthEast Bank debit card

Checking Accounts Made for You

Once you've found the perfect savings account, pair it with a SouthEast Bank checking account to make even more progress toward your goals. No matter your financial plans, we're here to support you along the way.

EXPLORE ACCOUNTS 


 

Woman remodeling her kitchen

Fund Your Next Project

Get the financial support you need with a consumer loan from SouthEast Bank.

LEARN MORE 

Couple choosing a CD

A Secure Investment

We offer a variety of CD Specials to help you put your money to work.

GET THE DETAILS 

Retired couple standing in front of their house

Prepare for the Future

Invest in your financial health with a SouthEast Bank Individual Retirement Account (IRA).

GO NOW