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ITIN Home Access Loans1

At SouthEast Bank, we’re dedicated to fostering diversity and inclusivity with our Hispanic community. By supporting local Hispanic-owned businesses and partnering with local organizations, we actively contribute to the success and empowerment of our community through education and workforce development initiatives.

To further our commitment to our Hispanic community, SouthEast Bank proudly offers our ITIN Home Loan program, designed to make homeownership a reality for all in our community.

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happy couple getting mortgage from southeast bank in tennessee

Unlocking Home Ownership Opportunities:

new homeowners buying tennessee home with ITIN loan

Your Path to Homeownership Simplified

We recognize that owning a home is an essential part of developing your family’s stability, and we’re here to make it accessible to everyone in our community. SouthEast Bank’s ITIN Home Loan Access program is tailored for those with Individual Taxpayer Identification Numbers (ITINs), offering an alternative path to homeownership in Tennessee.

Guidance Every Step of the Way

We understand that buying a home can be overwhelming, especially for first-time buyers. Our dedicated team provides expert guidance and transparency throughout the financing process. Plus, we have a team of bilingual customer care representatives fluent in Spanish, ready to assist you, ensuring effective communication during your home-buying journey.

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mortgage officer at southeast bank showing ITIN home access loan to tennessee customer
couple at home applying for ITIN home access loan in tennessee

Take the First Step Today

Your path to homeownership begins here, with SouthEast Bank’s ITIN Home Loan Access program. Contact us today and take that first, exciting step toward seizing your dream of homeownership in Tennessee.

ITIN Program Information

Highlights:

Purchases and refinances.

Eligibility:

Open to US and non-US citizens that have an ITIN with an unexpired, qualifying photo ID.

Program Terms and Conditions1

  • No PMI
  • Insurance & Taxes Escrowed
  • Must Establish a Depository Relationship with SouthEast Bank
  • Limited to primary residences located in a county where SouthEast Bank has a physical branch (Knox, Loudon, McMinn, Putnam, Bradley, Rhea, Meigs, Hamilton)
Couple walking into new home after getting mortgage

Meet Your ITIN Home Access Loan Officer

At SouthEast Bank, our team has experience assisting customers like you in Middle and East Tennessee with your mortgage, refinance, and lending needs. Contact us for assistance in both Spanish and English.

carlos sarti southeast bank ITIN home access loan program

Carlos Sarti

SouthEast Bank

NMLS ID# 2521358

Office: (423) 242-6300

Cell: (423) 681-9377

csarti@southeastbank.com

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Open a checking, savings, or certificate of deposit account with us today. Accounts designed with you in mind.

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Find a Branch

Get to know your local team by visiting one of our branches. We’re proud to serve Middle and East Tennessee.

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Have Questions?

Have a question or want to know more about our services? Contact us and we’ll be happy to assist you.

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SOUTHEAST BANK NMLS ID# 537499

Terms & Disclosures

1

ITIN Home Access Loans: Subject to credit and Debt to Income (DTI) approval. Not available on manufactured homes. Must be a primary residence. Must be in average condition and move-in ready. Not available on investment or rental properties. Maximum loan amount is $300,000. Borrower must establish depository relationship with SouthEast Bank through a personal checking account or savings account. Limited to primary residences located in a county where SouthEast Bank has a physical branch (Knox, Loudon, McMinn, Putnam, Bradley, Rhea, Meigs, or Hamilton County). Available to US and Non-US Citizens that have an ITIN with an unexpired, qualifying photo ID.