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Business Checking Accounts

Ready to get more out of your business checking account? With great account benefits and digital banking tools, our business checking accounts can help your business thrive.

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All Business Checking Accounts Include

$50 Minimum to Open

Open in-branch with as little as $50

20 Fee-Free Mobile Deposits

Deposit checks anywhere, anytime

Online & Mobile Banking

Get back to work sooner with online and mobile banking

Instant-Issue Debit Cards & Fraud Monitoring

All business debit cards offer 24/7 fraud monitoring and text alerts (third-party rates may apply)

Explore Business Checking Accounts

Core Business Checking

This account has the banking tools your small business needs to grow and thrive.(1)

  • No minimum balance requirements
  • 250 transaction items per statement cycle
  • $10,000 in coin and currency deposit transactions per statement cycle
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Core Plus Business Checking

Perfect for growing small businesses that want to earn interest on their balance.(2)

  • No minimum balance requirements
  • 250 transaction items per statement cycle
  • $10,000 in coin and currency deposit transactions per statement cycle
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Premium Interest Business Checking

Best for businesses with larger account balances, this account offers competitive, tiered interest rates that increase as your balance grows.(3)

  • 500 transaction items per statement cycle
  • $10,000 in coin and currency deposit transactions per statement cycle
  • $15 monthly service fee (waived with an average daily balance of $10,000 during the statement period)
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MASTERCARD EASY SAVINGS ™

Save on Everyday Expenses like Travel, Dining, Fuel, & more.

Use your Mastercard business card on qualified purchases at any participating merchants and your rebates will be automatically applied to your account. This is a built-in feature for all SouthEast Bank checking accounts.

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Digital Banking

Bank Anytime, Anywhere.

SouthEast Bank’s suite of digital banking tools available online and through the SouthEast Bank app allow you to manage your money and stay secure from anywhere.

Digital Banking Overview

Positive Pay

Stop Check Fraud in Its Tracks

The percentage of organizations who fall victim to payment fraud is rising every year. Enroll in Positive Pay from SouthEast Bank to get an extra layer of security for the checks you write to employees or vendors.

Safely enter or upload your records and receive alerts by text and/or email when a fraudulent attempt is detected—it’s that easy to stay one step ahead of everyday threats that can derail your business banking!

Enroll Now
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Commercial lending

Let Us Fund Your Next Project

We offer a variety of commercial loans to support your business goals. Whether you are ready to invest in a larger space for your business or looking for a line of credit to fund your seasonal cash flow needs, we’re here to help. Click below to view our available services, then contact our expert commercial lending team to get started!

Commercial Lending

Open a Business Bank Account Today.

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Terms & Disclosures

1

Core Business Checking: $50 minimum to open. No minimum balance requirements. Some fees and restrictions apply. Fees: $1 fee for each mobile deposit exceeding 20; $3 paper statement fee waived when enrolled in eStatements. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

2

Core Plus Business Checking: *APY=Annual Percentage Yield. Rates are accurate as of 07/01/25 and are subject to change after account opening. $50 minimum to open. No minimum balance requirements. Fees may reduce earnings. Some fees and restrictions apply. Fees: $1 fee for each mobile deposit exceeding 20; $3 paper statement fee waived when enrolled in eStatements. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

3

Premium Interest Business Checking: *APY=Annual Percentage Yield. Rates are accurate as of 07/01/25 and are subject to change after account opening. $50 minimum to open. Fees may reduce earnings. Some fees and restrictions apply. Fees: $0.25 charge per transaction item exceeding 500; $1 per each $1,000 coin and currency deposit transaction exceeding $10,000; $15 monthly service fee waived with an average daily balance of $10,000 during the statement period; $1 fee for each mobile deposit exceeding 20; $3 paper statement fee waived when enrolled in eStatements. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

4

Credit Cards: Subject to credit approval. Ask for details. Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.