Commercial Checking
Checking accounts designed for your business
All Business Checking Accounts Include:
$50 Minimum to Open
Getting started with these accounts is simple and affordable.
20 Fee-Free Mobile Deposits
Deposit checks anywhere, anytime with this feature.
Digital Banking Options
Get back to work sooner with online and mobile banking.
Instant-Issue Debit Cards
All business debit cards offer 24/7 fraud protection.
Explore Our Checking Accounts
Free Small Business Checking
This account has the banking tools your small business needs to grow and thrive.
Highlights:
- No minimum balance requirements
- 250 transaction items per statement cycle
- $10,000 in coin and currency deposit transactions per statement cycle
- 20 free mobile check deposits per statement cycle
Miscellaneous Fees:*
- $1 fee for each mobile deposit exceeding 20
- $3 paper statement fee - waived when enrolled in eStatements
*Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.
Free Small Business Interest Checking
This account is perfect for growing small businesses. You can even earn an Annual Percentage Yield (APY) on your balance!
Highlights:
- No minimum balance requirements
- 250 transaction items per statement cycle
- $10,000 in coin and currency deposit transactions per statement cycle
- 20 free mobile check deposits per statement cycle
Miscellaneous Fees:**
- $1 fee for each mobile deposit exceeding 20
- $3 paper statement fee - waived when enrolled in eStatements
**Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.
Business Bonus Rate Checking:
This account offers our highest commercial yield, with up to 2.01% APY* on balances of up to $30,000!1
Highlights:
- Earn up to 2.01% APY* on balances up to $30,000
- No minimum balance requirements
- 100 transaction items per statement cycle
- $10,000 in coin and currency deposit transactions per statement cycle
- 20 free mobile check deposits per statement cycle
Monthly Service Fees:
- $0.14 charge per transaction item exceeding 100
- $1 per each $1,000 coin and currency deposit transaction exceeding $10,000
Miscellaneous Fees:**
- $1 fee for each mobile deposit exceeding 20
- $3 paper statement fee - waived when enrolled in eStatements
Account Details:
To earn the full bonus, each statement cycle the account must be enrolled in eStatements and post and clear 15 qualifying debit card transactions of $1 or more. This is a variable rate tiered account. If all qualifications are met during the statement cycle, the account will earn 2.01% APY* on balances of up to $30,000 and .20% APY* on balances over $30,000. If bonus qualifications are not met during the statement cycle, the account will earn .05% APY.*
Interest earnings are based on daily collected balances and are credited monthly to the account. Qualifying transactions include point of sale or online purchases using the SouthEast Bank debit card. ATM and cash-only transactions do not qualify towards minimum debit card transaction amount. Fees may reduce earnings. Some fees and restrictions apply. Rates are accurate as of 5-2-2022 . Rates are variable and subject to change after account opening.
*APY = Annual Percentage Yield.
**Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.
Premium Interest Checking for Business:
Fantastic for mid-sized businesses, this account's tiered rate rewards larger checking account balances with greater interest rates and APYs.*
Highlights:
- With tiered interest, your earnings increase as your balance grows:
- .05% Interest Rate, .05% APY* ($0 - $99,999)
- .10% Interest Rate, .10% APY* ($100,000 - $249,999)
- .15% Interest Rate, .15% APY* ($250,000 - $499,999)
- .20% Interest Rate, .20% APY* ($500,000 - $999,999)
- .25% Interest Rate, .25% APY* ($1,000,000+)
- 500 transaction items per statement cycle
- $10,000 in coin and currency deposit transactions per statement cycle
- 20 free mobile check deposits per statement cycle
Monthly Service Fees:
- $0.25 charge per transaction item exceeding 500
- $1 per each $1,000 coin and currency deposit transaction exceeding $10,000
- $15 monthly service fee - waived with an average daily balance of $10,000 during the statement period
Miscellaneous Fees:**
- $1 fee for each mobile deposit exceeding 20
- $3 paper statement fee - waived when enrolled in eStatements
*APY = Annual Percentage Yield. Rates are variable and are subject to change after account opening. Rates are accurate as of 5-2-2022 .
**Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.
Streamline Your Business Banking

Let Us Fund Your Next Project
Whether you're ready to invest in a larger space for your business, or you're looking for a line of credit to fund your seasonal cash flow needs, we're here to help.
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