Treasury Management Tools
Upgrade the efficiency and security of your business’s day-to-day financial operations with Treasury Management tools from SouthEast Bank. Explore the variety of resources available to our commercial customers, then mix, match, and add on services as you need them, with personalized assistance from SouthEast Bank’s Treasury Management department.

Treasury Management Services
Remote Deposit
Scan account deposits from wherever you are, and see daily reports and images of deposited items
Direct Deposit – ACH
Pay your employees with direct deposit and initiate ACH files up to 14 days in advance
Direct Debit – ACH
Automate recurring payments to vendors, utilities, and more
Online Domestic Wire Transfers
Arrange for eligible wire transfers from the comfort of your office or while you’re on-the-go with SouthEast Bank online banking
Merchant Services
Accept credit card payments with our wireless, internet, and PC-based options
Positive Pay
Confirm checks are valid before they impact your operations
Lockbox Services
Get third-party support for processing high volumes of payments and documents by mail
Insured Cash Sweeps
Roll over funds to other ICS Network accounts, like an interest-bearing savings account, if your balance exceeds the $250,000 FDIC limit
More about positive pay
Stop Check Fraud in Its Tracks
The percentage of organizations who fall victim to payment fraud is rising every year. Enroll in Positive Pay from SouthEast Bank to get an extra layer of security for the checks you write to employees or vendors.
Safely enter or upload your records and receive alerts by text and/or email when a fraudulent attempt is detected—it’s that easy to stay one step ahead of everyday threats that can derail your business banking!


more about Merchant services
Explore Flexible and Secure Ways to Accept Payments
As a business owner, you can’t afford for your customers to experience hiccups, especially when it’s time to pay for your product or service. That’s why quality merchant services are an essential factor for the everyday operations of your business.
Regardless of whether you’re operating from a brick-and-mortar, mobile environment, or an online business, explore convenient wireless, internet, and PC-based payment solutions with merchant services from SouthEast Bank’s preferred partner, Banc Card. Get started today with a consultation from a local support team who will set up, train, and support your team’s needs wherever you are.
community banking
Why Choose SouthEast Bank?
As an entrepreneur, you know the value of keeping it local. And local is what SouthEast Bank is all about.
As a community bank serving rural and urban communities across Middle and East Tennessee, we’re committed to supporting the individuals and businesses that make our region so special by providing quality banking products, local decision-making, personalized customer service, and community reinvestment.
Learn how going local can save you time and help you keep more of what you earn. Bundle your business banking with services like Treasury Management from SouthEast Bank to help simplify your operations and cut down on the run around.

Schedule a One-to-One Treasury Management Consultation
Ready to explore SouthEast Bank’s Treasury Management tools? Our team is standing by to help you evaluate your needs and match you with the services that can help. Get started with an obligation-free consultation at your convenience.
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Premium Business Money Market Account
Earn a tiered rate of return based on your balance and enjoy easy access to your funds simply by writing a check.(1)
- $2,500 minimum to open
- Interest credited monthly
- Monthly account statements, with eStatements available
Business Credit Cards
Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have options for your next business card.
- Mobile wallet integration for added convenience
- No fees for additional employee credit cards
- Zero fraud liability for purchases after a card is lost or stolen(2)
Business Loans
Whether you need to hire employees, buy equipment, or expand to a new location, SouthEast Bank has financing options to help your business move forward.
- Equipment Financing
- Construction Loans
- Business Lines of Credit
- Commercial Real Estate
*APY=Annual Percentage Yield.