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Business Savings Accounts

Simple, reliable savings for your business. When you’re looking for a business savings account to manage cash flow while earning interest, annual percentage yield (APY), fees, and accessibility features, your personal business banker is ready to help you get started. Visit your local branch to open an account today.

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Savings Account Features Made for Businesses

Online and Mobile Banking

Get back to work sooner with online and mobile banking (third-party rates may apply)

Extended Customer Support

Reach our Call Center after hours for expert customer care

No Fees at 55,000+ ATMs

Enjoy access to AllPoint Network ATMs worldwide

Explore Business Savings Accounts

Business Savings

Get all the banking features you need to keep your small business running smoothly all year long.(1)

  • $50 minimum to open
  • Interest credited quarterly
  • Quarterly account statements, with eStatements available
Learn More

Premium Business Money Market Account

Earn a tiered rate of return based on your balance and enjoy easy access to your funds simply by writing a check.(2)

  • $2,500 minimum to open
  • Interest credited monthly
  • Monthly account statements, with eStatements available
Learn More
Man using SouthEast Bank app

Digital Banking

Bank Anytime, Anywhere.

SouthEast Bank’s suite of digital banking tools are available online and through the SouthEast Bank app, allowing you to manage your money securely wherever your business takes you.

Digital Banking Overview

Certificates of deposit

Boost Your Savings Strategy with a CD

Pair your business savings account with a short-term savings solution: a certificate of deposit. Earn a competitive interest rate on your timeline and unlock even more possibilities for your business.

See Our CD Rates

Open a Business Bank Account Today.

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Frequently Asked Questions:

A business savings account allows a business to deposit surplus money, earn interest, and save for future expenses or investments. It helps manage business funds separately from daily operations.

The benefits of a business savings account include earning interest on extra funds, maintaining liquidity, separating business savings from daily operations, and having access to cash in emergencies.

Most businesses can open a business savings account, including sole proprietorships, partnerships, LLCs, and corporations.

Visit your nearest SouthEast Bank location or online to open a business savings account for as little as $50.

A minimum daily balance of $500 is required for a business savings account to avoid monthly maintenance fees.

Both accounts can help manage funds effectively, but personal savings accounts often provide higher interest rates. Shopping around for competitive annual percentage yields (APY) is recommended regardless of what kind of savings account you intend to open.

*APY=Annual Percentage Yield.

Terms & Disclosures

1

Business Savings: $50 minimum to open. $10 quarterly service fee waived for nonprofits or businesses with a minimum daily balance of $500. Fees may reduce earnings. Some fees and restrictions apply. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

2

Premium Business Money Market: *APY=Annual Percentage Yield. Rates are accurate as of 5/1/26 and are subject to change after account opening. $2,500 minimum to open. Interest is calculated based on the account's total daily balance and is credited monthly. Withdrawals limited to six (6) items per month. Any debited item/transfer applies to this item count. There will be no fee imposed for excessive withdrawals. SouthEast Bank reserves the right to review account activity to determine account abuse in the form of excessive withdrawals. Such withdrawals may result in a conversion to a transaction account. Fees may reduce earnings.

Fees: $12 service fee per month waived with a minimum daily balance of $2,500. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

3

Premium Interest Business Checking: *APY=Annual Percentage Yield. Rates are accurate as of 5/1/26 and are subject to change after account opening. $50 minimum to open. Fees may reduce earnings. Some fees and restrictions apply. Fees: $0.25 charge per transaction item exceeding 500; $1 per each $1,000 coin and currency deposit transaction exceeding $10,000; $15 monthly service fee waived with an average daily balance of $10,000 during the statement period; $1 fee for each mobile deposit exceeding 20; $3 paper statement fee waived when enrolled in eStatements. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

4

Core Business Checking: $50 minimum to open. No minimum balance requirements. Some restrictions apply. Fees: $1 fee for each mobile deposit exceeding 20; $3 paper statement fee waived when enrolled in eStatements. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.