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Bonus Rate Savings
Swipe, Save & Earn

Bonus Rate Savings1 offers SouthEast Bank checking account holders the opportunity to earn up to 2.01% APY* on balances up to $10,000 by meeting a few simple requirements. Bonus Rate Savings includes an effortless way to save with Round Up Savings2, and offers great flexibility with unlimited ATM or teller window withdrawals. Bonus Rate Savings is a new way to reach your financial goals – faster!

If you're already a Bonus Rate Checking customer, you can qualify for the same 2.01% APY* monthly bonus rate on balances up to $10,000 on your savings by making just five additional qualifying debit card transactions! 

bonus rate checking

Up to 2.01% APY*

On balances up to $10,000

concierge services

$50 Minimum to Open

With no service charge


Unlimited Withdrawals

at ATM or teller window

Girl holds large piggy bank

3 Easy Requirements for Our Highest Savings Interest Rate


Have or open a SouthEast Bank checking account 



Enroll in e-statements from SouthEast Bank



Make at least 20 Round Up2 debit card transactions per month

Round Up2 Savings with SouthEast Bank

Your Bonus Rate Savings account will include Round Up2 Savings, a feature that allows you to save without even thinking about it – with every debit card transaction you make, we'll round up to the next dollar and deposit the change into your bonus rate savings account.

It's good to know you're covered with SouthEast Bank online banking.

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Frequently Asked Questions

Terms and Conditions:

*APY = annual percentage yield. Rates subject to change. Rates are accurate as of 01/04/2021. 

1To earn the bonus rate, the account holder must have a SouthEast Bank checking account, the Bonus Rate Savings account must be enrolled in eStatements and 20 Round Up Savings transactionsmust occur. If all qualifications are met during the statement cycle, 2.01% APY will be applied on the balances up to $10,000 and .20% APY on balances over $10,000 will be credited. If bonus qualifications are not met during the statement cycle, 0.05% APY of the balance will be credited. Interest earnings are based on daily collected balances and are credited monthly to the account. Unlimited withdrawals at teller window or ATM and 6 pre-authorized withdrawals per month at no charge, including checks, ACH debits and online banking transfers; $3 fee for each thereafter. Fees may reduce earnings. Limit one Bonus Rate Savings account per primary owner tax ID.

2Upon enrollment in Round Up Savings, SouthEast Bank will round up your qualifying transactions to the nearest dollar and transfer the difference from your checking account to your designated account. Qualifying transactions include point of sale or online purchases using the SouthEast Bank debit card. Both signature and pin transactions made with debit cards qualify for Round Up Savings. ATM and cash-only transactions do not qualify for Round Up Savings. All debit cards connected to the checking account will round up to your savings account. You must be an account owner on each checking and savings account you enroll. Round up amounts will be transferred separately throughout the day.