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Bonus Rate Savings
Swipe, Save & Earn

Bonus Rate Savings1 offers SouthEast Bank checking account holders the opportunity to earn up to 2.01% APY* on balances up to $10,000 by meeting three simple requirements. Bonus Rate Savings includes an effortless way to save with Round Up Savings2, and offers great flexibility with unlimited ATM or teller window withdrawals. Bonus Rate Savings is a new way to reach your financial goals – faster!

If you're already a Bonus Rate Checking customer and are enrolled in eStatements, you can qualify for the same 2.01% APY* monthly bonus rate on balances up to $10,000 on your savings by posting and settling at least 15 qualifying debit card transactions per statement cycle! 

Why wait? Click below to open an account online!

Open Account

bonus rate checking

Up to 2.01% APY*

On balances up to $10,000

concierge services

$50 Minimum to Open

With no service charge


Unlimited Withdrawals

at ATM or teller window

Girl holds large piggy bank

3 Easy Requirements for Our Highest Savings Interest Rate


Have or open a SouthEast Bank checking account 



Enroll in eStatements from SouthEast Bank



Post and settle at least 15 Round Up2 debit card transactions per month

Round Up2 Savings with SouthEast Bank

Your Bonus Rate Savings account will include Round Up2 Savings, a feature that allows you to save without even thinking about it – with every debit card transaction you make, we'll round up to the next dollar and deposit the change into your bonus rate savings account.

It's good to know you're covered with SouthEast Bank online banking.

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Extended Customer Care Center Hours

Ready to make the most of your money? Open online or visit a branch today!

Open Account

Frequently Asked Questions

Terms and Conditions:

*APY = annual percentage yield. 

1To earn the bonus rate, the account holder must have a SouthEast Bank checking account with the Round Up feature, enroll the Bonus Rate Savings account in eStatements and post and settle 15 round up debit card transactions during the statement cycle from any personal SouthEast Bank checking account.2  This is a variable rate tiered account. If all qualifications are met during the statement cycle, 2.01% APY will be applied on the balances up to $10,000 and .20% APY on balances over $10,000 will be credited. If bonus qualifications are not met during the statement cycle, the account will earn 0.05% APY. Unlimited withdrawals at teller window or ATM and 6 pre-authorized withdrawals per month at no charge, including checks, ACH debits and online banking transfers; $3 fee for each withdrawal thereafter. Fees may reduce earnings. Limit one Bonus Rate Savings account per primary owner tax ID.  Rates are accurate as of 9-1-2022 . Rates are variable and subject to change after account opening.

2Upon enrollment in Round Up Savings, SouthEast Bank will round up your qualifying transactions to the nearest dollar and transfer the difference from your checking account to your designated savings account. Qualifying transactions include point of sale or online purchases using the SouthEast Bank debit card. Both signature and pin transactions made with debit cards qualify for Round Up Savings. ATM and cash-only transactions do not qualify for Round Up Savings. All debit cards connected to the checking account will round up to your savings account. You must be a primary owner on each checking and savings account that you enroll. Round up amounts will be transferred separately throughout the day.