Bonus Rate Savings
Swipe, Save & Earn
Bonus Rate Savings1 offers SouthEast Bank checking account holders the opportunity to earn up to 2.01% APY* on their savings by meeting a few simple requirements. Bonus Rate Savings includes an effortless way to save with Round Up Savings2, and offers great flexibility with unlimited ATM or teller window withdrawals. Bonus Rate Savings is a new way to reach your financial goals – faster!
If you're already a Bonus Rate Checking customer, you can qualify for the same 2.01% APY* monthly bonus rate on your savings by making just five additional qualifying debit card transactions!
Up to 2.01% APY*
On balances up to $10,000
$100 Minimum to Open
With no service charge
Unlimited Withdrawals
at ATM or teller window
3 Easy Requirements for Our Highest Savings Interest Rate
1
Have or open a SouthEast Bank checking account
2
Enroll in e-statements from SouthEast Bank
3
Make at least 20 Round Up2 debit card transactions per month
Round Up2 Savings with SouthEast Bank
Your Bonus Rate Savings account will include Round Up2 Savings, a feature that allows you to save without even thinking about it – with every debit card transaction you make, we'll round up to the next dollar and deposit the change into your bonus rate savings account.
All SouthEast Bank Savings Accounts Include:
Online Banking with Bill Pay and E-Statements
Mobile Banking and Mobile Deposit
Ready to Make More of Your Money With Bonus Rate Savings? Visit a SouthEast Bank branch to open an account!
Frequently Asked Questions
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Do I need a SouthEast Bank checking account to qualify?
Yes! To earn the bonus rate, the account holder must have a SouthEast Bank checking account.
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What happens if I don't meet all requirements for a single month?
If bonus qualifications are not met during the statement cycle, a rate of .05% APY of the balance will be credited. Interest earnings are based on daily collected balances and are credited monthly to the account.
Terms and Conditions:
*APY = annual percentage yield. Rates subject to change. Rates are accurate as of 03/23/2020.
1To earn the bonus rate, the account holder must have a SouthEast Bank checking account, the Bonus Rate Savings account must be enrolled in eStatements and 20 Round Up Savings transactions2 must occur. If all qualifications are met during the statement cycle, a bonus rate of 2.01% APY will be applied on the balances up to $10,000 and .20% APY on balances over $10,000 will be credited. If bonus qualifications are not met during the statement cycle, a rate of 0.05% APY of the balance will be credited. Interest earnings are based on daily collected balances and are credited monthly to the account. Unlimited withdrawals at teller window or ATM and 6 pre-authorized withdrawals per month at no charge, including checks, ACH debits and online banking transfers; $10 fee for each thereafter. Fees may reduce earnings. Limit one Bonus Rate Savings account per primary owner tax ID.
2Upon enrollment in Round Up Savings, SouthEast Bank will round up your qualifying transactions to the nearest dollar and transfer the difference from your checking account to your designated account. Qualifying transactions include point of sale or online purchases using the SouthEast Bank debit card. Both signature and pin transactions made with debit cards qualify for Round Up Savings. ATM and cash-only transactions do not qualify for Round Up Savings. All debit cards connected to the checking account will round up to your savings account. You must be an account owner on each checking and savings account you enroll. Round up amounts will accumulate for one deposit to yours savings per day.