Terms and Conditions: *APY=Annual Percentage Yield To earn the bonus rate, each statement cycle the account must be enrolled in eStatements and post and settle at least 15 qualifying debit card transactions of $1 or more. If all qualifications are met during the statement cycle, the account will earn a 2.01% APY on balances up to $20,000 and .20% APY on balances over $20,000. If bonus qualifications are not met during the statement cycle, the account will earn .05% APY. Unlimited check writing is subject to available funds. $3.00 Paper Statement fee is waived with a daily average account balance of $1,200 or a daily average relationship balance of $10,000. Qualifying transactions include point of sale or online purchases using the SouthEast Bank debit card. ATM and cash-only transactions do not qualify towards minimum debit card transaction amount. Fees may reduce earnings. Some fees and restrictions apply. Visit southeastbank.com or ask an associate for complete details. Rates are accurate as of 5-2-2022 . Rates are variable and subject to change after account opening.
2 Easy Requirements for Our Highest Checking Interest Rate
Enroll in e-statements from SouthEast Bank
Post and settle at least 15 qualifying debit card transactions per month of $1 or more per statement cycle
Mobile Banking Toolkit
Contactless, but not out of touch. See why you can bank with SouthEast Bank with ease, wherever you are.
Automatic Bill Pay and P2P Money Transfer
Digital Wallet with Apple Pay®, Samsung Pay® and Google Pay®
Handy Budgeting and Spending Tools
SouthEast Verifi Fraud Protection and Alerts
Extended Customer Care Center Hours
Leave the checkbook at home, because we’ve got you covered with P2P payments. You can send money to anyone using only their email or mobile phone number, even if they use another bank!
Receive real-time updates when changes are made to your account. With our mobile app, you can choose to receive alerts to your phone or email for account balances, transfers, login attempts and more!*
Budgeting and Spending Tools
Automatically track and categorize your purchases to learn how, when and where you spend. Then, set monthly budgeting goals in categories like "Bills & Utilities" and "Food & Dining" to monitor your progress.
Automatic Bill Payment
Schedule your bill payments ahead of time so you never have to worry about missing a payment. Paying bills through your SouthEast Bank mobile app also enables you to track these payments in your monthly budgeting tool!
Stay in Sync
Sync your Apple Watch with your iPhone to get account balances, pay bills, transfer funds and more, all without having to log into your mobile banking app.
Access your monthly account statements in a secure, convenient and environmentally-friendly way. Receive email updates when your statements are available and view them from your computer or mobile device anytime.
Features That Check All The Boxes
We've made sure to include all the features you need to make Bonus Rate Checking your all-in-one checking account.
No Minimum Monthly Balance
Paper statement fee of $3 waived with eStatements
Access ATMs Worldwide
Manage your funds at 55,000+ AllPoint Network ATMs
Instant-Issue Debit Cards
Easily replace lost or stolen debit cards
Unlimited Check Writing
Order checks online in minutes
SouthEast Verifi Fraud Protection
24/7 fraud protection and text alerts
FDIC Insured Bank
Your funds are safe and secure with SouthEast Bank