Terms and Conditions: *APY=Annual Percentage Yield To earn the bonus rate, each statement cycle the account must be enrolled in eStatements and post and settle at least 15 qualifying debit card transactions of $1 or more. If all qualifications are met during the statement cycle, the account will earn a 2.01% APY on balances up to $20,000 and .20% APY on balances over $20,000. If bonus qualifications are not met during the statement cycle, the account will earn .05% APY. Unlimited check writing is subject to available funds. $3.00 Paper Statement fee is waived with a daily average account balance of $1,200 or a daily average relationship balance of $10,000. Qualifying transactions include point of sale or online purchases using the SouthEast Bank debit card. ATM and cash-only transactions do not qualify towards minimum debit card transaction amount. Fees may reduce earnings. Some fees and restrictions apply. Visit southeastbank.com or ask an associate for complete details. Rates are accurate as of 9-1-2022 . Rates are variable and subject to change after account opening.
2 Easy Requirements for Our Highest Checking Interest Rate
Enroll in e-statements from SouthEast Bank
Post and settle at least 15 qualifying debit card transactions per month of $1 or more per statement cycle
Mobile Banking Toolkit
Contactless, but not out of touch. See why you can bank with SouthEast Bank with ease, wherever you are.
Transfer funds and schedule bill payments
Pay from your phone with Apple Pay®, Samsung Pay® and Google Pay®
Track your budget and spending with built-in tools
Stay secure with SouthEast Verifi fraud protection
Enjoy extended customer care center hours
Depositing checks has never been easier. With this digital banking feature, you can use your mobile device to deposit checks anytime, from anywhere, using your smartphone.
Receive real-time updates when changes are made to your account. With our mobile app, you can choose to receive alerts to your phone or email for account balances, transfers, login attempts and more!*
Budgeting and Spending Tools
Automatically track and categorize your purchases to learn how, when and where you spend. Then, set monthly budgeting goals in categories like "Bills & Utilities" and "Food & Dining" to monitor your progress.
Automatic Bill Payment
Schedule your bill payments ahead of time so you never have to worry about missing a payment. Plus, track your scheduled payments in your digital budgeting tool!
Stay in Sync
Sync your Apple Watch with your iPhone to get account balances, pay bills, transfer funds and more, all without having to log into your mobile banking app.
Save time and paper by enrolling in eStatements. Receive email updates when your monthly account statements are available and view them from your computer or mobile device anytime.
Features That Check All The Boxes
We've made sure to include all the features you need to make Bonus Rate Checking your all-in-one checking account.
No Minimum Monthly Balance
Paper statement fee of $3 waived with eStatements
Access ATMs Worldwide
Manage your funds at 55,000+ AllPoint Network ATMs
Instant-Issue Debit Cards
Easily replace lost or stolen debit cards
Unlimited Check Writing
Order checks online in minutes
SouthEast Verifi Fraud Protection
24/7 fraud protection and text alerts
FDIC Insured Bank
Your funds are safe and secure with SouthEast Bank