ELFI Student Loans
Take Control of Your Financial Future
Student Loans Made Simple
Education Loan Finance offers private student loans and student loan refinancing options with low rates, flexible terms, and award-winning customer service.
With ELFI, there are no hidden fees, no complicated application process and no one-size-fits-all solution. Why? Because we’re committed to empowering you to reach your greatest potential. Choose an option below to get started.
Undergraduate Student Loans
If you’ve completed the FAFSA, used scholarships and grants, or explored federal loan products, an undergraduate student loan from ELFI may be right for you. We take a modern approach to college financing with a safe, secure, and simple online application. Pair it with no fees, flexible repayment options and a dedicated Student Loan Advisor, and your path to graduation just got a whole lot easier.
Graduate School Loans
Our postgraduate loans have no fees, low interest rates and repayment options that provide flexibility and freedom. Why? Because pursuing an advanced degree should be a reward, not a burden. You can be prequalified in as little as two minutes, with no fees and no commitment.
Let’s remove the obstacles around helping your child pay for college. ELFI provides parent loans with flexible payment terms of 5, 7, and 10 years and no penalties for paying them off early. Rest easy knowing you’ve secured a low-interest rate and chosen a repayment plan that’s tailored to fit your lifestyle.