SouthEast Bank of Athens, TN

423-745-6444 1878 Congress Pkwy S, Athens, TN 37303, USA
Branch Supervisor: Nancy Hayes Senior Vice President/Loan Officer: Matt Mason


Monday – Thursday: 8:30 a.m. – 4:30 p.m. EST
Friday Lobby: 8:30 am – 5:00 p.m. | Drive-Thru: 6:00 p.m. EST
Saturday Drive-Thru: 8:30 a.m. – 12:00 p.m. EST

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Proudly Serving the Athens, Tennessee Community

It’s no question why Athens, Tennessee is known as “The Friendly City.” This warm, vibrant community is an exceptional place to live, work and play. Just like the city of Athens, at SouthEast Bank, we make personable customer care our focus. If you’re new to SouthEast Bank, we look forward to showing you the many benefits of banking local. We have deep roots in the Middle and East Tennessee communities, and supporting our customers’ financial goals is our top priority. With flexible digital banking options, such as the SouthEast Bank app, our products and services are truly designed to meet your needs. Experience the many ways in which we strive to be the best bank in Athens.

Banking Services in Athens, Tennessee

Personal Checking & Savings

Competitive checking & savings accounts with all the perks you need

Business Checking & Savings

Business bank accounts designed with your business in mind

Mortgage Services

Work with an experienced lending team with your best interests in mind

Personal Lending

Competitive Personal Loans, Lines of Credit, Loan Refinancing, and more

Commercial Lending

We offer various financing options to help your business thrive

Business Operations Services

Support your day-to-day business operations with our portfolio of services

Retirement Accounts

It’s never too early to plan your future. We offer a variety of IRAs to fit your needs(1)

Banking Services

Debit Card Printing, Safe Deposit Boxes, Notary Services, Etc.

High-Yield CDs:

Earn up to 5.11% APY* with a Certificate of Deposit

happy senior couple looking at their bank account after rewards

6-Month CD Special: *APY=Annual Percentage Yield. Rates are accurate as of 7/3/24 and are subject to change. $1,000 minimum to open. Limited-time offer. The interest rate for the 6-Month CD Special is Visit a branch for current rates with a corresponding 5.11% APY*. The promotional rate is only valid during the initial term and does not apply to any renewals of this CD. There is no minimum balance to earn the APY. The APY assumes interest remains on deposit until maturity. Penalty for early withdrawal. Promotional CDs are NOT eligible for interest checks. Any withdrawal of principal or interest during the term of the account will reduce earnings. Interest for the account will be compounded and credited quarterly. Interest begins to accrue on the business day of the deposit of any noncash item (for example, checks). Fees may reduce earnings. Please see an associate or call 1-844-732-2657 for additional details.

Hear From Your Athens Branch Manager

Nancy Hayes Athens SouthEast Bank

“We understand the importance of developing strong banking relationships and providing the financial needs and services for our customer base.”

Nancy Hayes, Branch Manager, Athens, TN

Bank From Anywhere

Download the SouthEast Bank App®

All SouthEast Bank customers have access to the SouthEast Bank mobile app. To enroll and begin using the app, you’ll need your account number, Social Security number, date of birth, zipcode and login ID.

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DAILY POST ATHENIAN’S Best of the best 2024

Voted One of the Best Banks in Athens!

SouthEast Bank is honored to be recognized as the second place winner Best Bank in Athens by The Daily Post Athenian’s Best of the Best 2024 contest. This award reflects our commitment to providing exceptional service to our customers. We appreciate everyone’s votes and are eager to continue serving our Middle and East Tennessee communities.

Frequently Asked Questions:

In-Branch or Online, We’re Good to Know.

Open an Account

Open a checking, savings, or certificate of deposit account with us today. Accounts designed with you in mind.

Find a Branch

Get to know your local team by visiting one of our branches. We’re proud to serve Middle and East Tennessee.

Have Questions?

Have a question or want to know more about our services? Contact us and we’ll be happy to assist you.