Financing the Journey

Personal Loans & Lines of Credit

Understanding Your Credit Score

Establishing a good credit history can feel like a daunting process, but credit is something that nearly every American uses at some point to borrow money and make certain purchases.

Your credit score is a key indicator of your credit history’s health and an important component of your overall financial well-being. But if you don’t know how the credit system works and what goes into calculating your score, it can be challenging to improve and maintain a good credit history.

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The Basics of Debt

What Is Good Debt vs Bad Debt?

Some of your goals may require debt – like school, buying a house or a car. Here’s what to do when debt is unavoidable.

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Financing vs Paying Cash

Closeup image of a woman holding and choosing credit card to use

The Importance of a Good Debt to Income (DTI) Ratio

What is a debt-to-income ratio, and how is yours impacting your financial goals? Click here to learn more.

New home buying couple celebrating in their new home.

Ready to Buy Your First Home? Here Are Your Next Steps

Purchasing your first home can be an exciting milestone. We’re here to help, with signs and steps to get you on the right path!

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Your Child Is Getting Back Admissions Letters. Are You Ready for Tuition Costs?

Couple meeting with lender to discuss loan structure.

3 Important Factors That Influence Your Loan Structure

Does Refinancing Student Loans Help When Buying Your First Home?

3 Things to Teach Your High School Student Before College

Many high school students need help understanding and practicing basic financial literacy skills. You can help prepare your child for college by teaching them these fundamentals.

What's Better for Everyday Use, Debit or Credit Cards?

Ultimately, the choice between a debit card and a credit card depends on your personal financial situation and goals. For everyday purchases, think about how each option aligns with your objectives.

How Much Should You Contribute to Your College Student's Monthly Allowance?

When you’re preparing to send your child to school, you may be thinking about the cost of college, your student’s living arrangements and whether they need a meal plan. But what about other monthly expenses?