12-Month CD Special: *APY=Annual Percentage Yield. Rates are accurate as of 1/3/23 and are subject to change. $1,000 minimum to open. Limited-time offer. The interest rate for the 12-month CD Special is 3.95% with a corresponding APY of 4.01%. The APY assumes interest remains on deposit until maturity. Penalty for early withdrawal. Promotional CDs are NOT eligible for interest checks. Any withdrawal of principal or interest during the term of the account will reduce earnings. Interest for the account will be compounded and credited quarterly. Interest begins to accrue on the business day of the deposit of any noncash item (for example, checks). Fees may reduce earnings. Please see an associate or call 1-844-732-2657 for additional details.