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Athens
Your SouthEast Bank

Proudly Serving the Athens, Tennessee Community

It's no question why Athens, Tennessee is known as "The Friendly City." This warm, vibrant community is an exceptional place to live, work and play. Just like the city of Athens, at SouthEast Bank, we make personable customer care our focus. If you're new to SouthEast Bank, we look forward to showing you the many benefits of banking local. We have deep roots in the Middle and East Tennessee communities, and supporting our customers' financial goals is our top priority. With flexible digital banking options, such as the SouthEast Bank app, our products and services are truly designed to meet your needs. Experience the many ways in which we strive to be the best bank in Athens.


 
SouthEast Bank Athens Branch

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Visit the Bank

1878 S. Congress Pkwy, Athens, TN 37303
Phone: (423) 745-6444 | View on Google Maps
Branch Supervisor: Nancy Hayes
Senior Vice President/Loan Officer: Matt Mason


Hours:
Monday - Thursday: 8:30 a.m. - 4:30 p.m.
Friday Lobby: 8:30 am - 5:00 p.m. | Drive-Thru: 6:00 p.m.
Saturday: 8:30 a.m. - 12:00 p.m.


 

Explore Our Personal Checking Accounts

Bonus Rate Checking1

Best for earning our highest yield of up to 2.01% APY* on balances up to $20,000

OPEN ONLINE

Description
Earn up to a 2.01% APY* monthly bonus rate on balances up to $20,000 when you enroll in eStatements and make at least 15 qualifying debit card transactions.

Account Fees:3
Paper statement fee of $3 assessed if not enrolled in eStatements; paper statement fee will be waived with a monthly average balance of $1,200

Minimum to Open
$50

Additional Details:

  • No minimum monthly balance
  • Unlimited check writing - subject to available funds

 

Rewards Checking2

Best for earning cash rewards in your account for qualifying debit purchases

OPEN ONLINE

Description
Receive a reward of $.10 credited to your account for each qualifying SouthEast debit card transaction

Account Fees:3
$0 if the monthly account balance is over $300, or at least one credit or debit transaction occurs2

Minimum to Open
$50

Additional Details

  • Unlimited check writing - subject to available funds
  • No minimum monthly balance with monthly credit or debit transactions*
  • $3 paper statement fee waived with a monthly average balance of $1,200

 


 

Checking Accounts Designed for Small Businesses

Free Small Business Interest Checking

This account is perfect for growing small businesses. You can even earn an APY* on your balance!

FIND A BRANCH

Highlights:

  • No minimum balance requirements
  • 250 transaction items per statement cycle
  • $10,000 in currency deposit transactions per statement cycle  

Account Fees:3

  • $1 fee for each mobile deposit exceeding 20
  • $3 paper statement fee - waived when enrolled in eStatements

 

Business Bonus Rate Checking4

This account offers our highest commercial yield, with up to 2.01% APY* on balances of up to $30,000!4

FIND A BRANCH

Highlights:

  • Earn up to 2.01% APY* on balances up to $30,000
  • No minimum balance requirements
  • 100 transaction items per statement cycle
  • $10,000 in currency deposit transactions per statement cycle

Monthly Service Fees:

  • $0.14 charge per transaction item exceeding 100
  • $1 per each $1,000 currency deposit transaction exceeding $10,000

Account Fees:3

  • $1 fee for each mobile deposit exceeding 20
  • $3 paper statement fee - waived when enrolled in eStatements

 


 

On the SouthEast Bank Blog

Animal Clinic of Athens

Small Business Saturday

Small businesses are an important part of the East Tennessee community. Explore local businesses in the Athens community here.

Go Now 

student at Tennessee Wesleyan University

Thankful Thursday

Tennessee Wesleyan University, located in Athens, Tennessee, is focused on student success. Get the details here.

View Blog 

Matt Mason southeast bank Athens

Get to Know Matt Mason

Introducing Matt Mason, our Athens Loan Officer and Senior Vice President! Learn more about him here.

Learn More 

 

*APY=Annual Percentage Yield. Rates are variable and are subject to change after account opening.

1To earn the bonus rate, each statement cycle the account must be enrolled in eStatements and post and clear at least 15 qualifying debit card transactions of $1 or more. If all qualifications are met during the statement cycle, the account will earn a 2.01% APY on balances up to $20,000 and .20% APY on balances over $20,000. $3.00 Paper Statement fee applies if account is not enrolled in e-statements each statement cycle. If bonus qualifications are not met during the statement cycle, the account will earn .05% APY. Qualifying transactions include point of sale or online purchases using the SouthEast Bank debit card. ATM and cash-only transactions do not qualify towards minimum debit card transaction amount. Fees may reduce earnings. Some fees and restrictions apply. Visit southeastbank.com or ask an associate for complete details. Rates are accurate as of 4.1.21 Rates are variable and subject to change after account opening.

2Qualifying transactions include point of sale or online purchases of $1 or more using the SouthEast Bank debit card. ATM and cash-only transactions do not qualify for cash back rewards. The Rewards Period begins on the first calendar day after the last business day of the prior month and ends on the last business day of the current calendar month. Regardless of the Statement Cycle, Cash Back Rewards will be paid (credited to the account) on the 1st business day of each month. $3 paper statement fee is waived with a daily average account balance of $1,200 or a daily average relationship balance of $10,000. A $2.95 non-activity fee will apply to accounts with balances less than $300 each month in which no credit or debit transactions occur. Fees may reduce earnings. Some fees and restrictions apply. Visit southeastbank.com or ask an associate for complete details.

3Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

4To earn the full bonus, each statement cycle the account must be enrolled in eStatements and post and clear 15 qualifying debit card transactions of $1 or more. If all qualifications are met during the statement cycle, the account will earn 2.01% APY* on balances of up to $30,000 and .20% APY* on balances over $30,000. If bonus qualifications are not met during the statement cycle, the account will earn .05% APY.* Interest earnings are based on daily collected balances and are credited monthly to the account. Qualifying transactions include point of sale or online purchases using the SouthEast Bank debit card. ATM and cash-only transactions do not qualify towards minimum debit card transaction amount. Fees may reduce earnings. Some fees and restrictions apply. Rates are accurate as of 4/1/21. Rates are variable and subject to change after account opening.