FDIC-Insured - Backed by the full faith and credit of the U.S. Government
YOUR SOUTHEAST BANK
SouthEast Bank of Athens, TN
Hours:
Monday – Thursday: 8:30 a.m. – 4:30 p.m. ESTFriday Lobby: 8:30 am – 5:00 p.m. | Drive-Thru: 6:00 p.m. EST
Saturday Drive-Thru: 8:30 a.m. – 12:00 p.m. EST
Proudly Serving the Athens, Tennessee Community
It’s no question why Athens, Tennessee is known as “The Friendly City.” This warm, vibrant community is an exceptional place to live, work and play. Just like the city of Athens, at SouthEast Bank, we make personable customer care our focus. If you’re new to SouthEast Bank, we look forward to showing you the many benefits of banking local. We have deep roots in the Middle and East Tennessee communities, and supporting our customers’ financial goals is our top priority. With flexible digital banking options, such as the SouthEast Bank app, our products and services are truly designed to meet your needs. Experience the many ways in which we strive to be the best bank in Athens.
Banking Services in Athens, Tennessee
Personal Checking & Savings
Competitive checking & savings accounts with all the perks you need
Business Checking & Savings
Business bank accounts designed with your business in mind
Mortgage Services
Work with an experienced lending team with your best interests in mind
Personal Lending
Competitive Personal Loans, Lines of Credit, Loan Refinancing, and more
Commercial Lending
We offer various financing options to help your business thrive
Business Operations Services
Support your day-to-day business operations with our portfolio of services
Retirement Accounts
It’s never too early to plan your future. We offer a variety of IRAs to fit your needs(1)
Banking Services
Debit Card Printing, Safe Deposit Boxes, Notary Services, Etc.
Save for what matters.
High-Yield CD Specials
Earn a competitive return with a high-yield promotional CD from SouthEast Bank. Choose from our CD options and open an account online or in-branch today.
Hear From Your Athens Branch Manager
“We understand the importance of developing strong banking relationships and providing the financial needs and services for our customer base.”
Nancy Hayes, Branch Supervisor, Athens, TN
Bank From Anywhere
Download the SouthEast Bank App®
All SouthEast Bank customers have access to the SouthEast Bank mobile app. To enroll and begin using the app, you’ll need your account number, Social Security number, date of birth, zipcode and login ID.
DAILY POST-ATHENIAN’S Best of the best 2025
Voted Best Banks in Athens!
SouthEast Bank is honored to be recognized as Best Bank in Athens by The Daily Post-Athenian’s Best of the Best 2025 contest. This award reflects our commitment to providing exceptional service to our customers. We appreciate everyone’s votes and are eager to continue serving our Middle and East Tennessee communities.
Athens News
SouthEast Bank donates $365,000 in 2025 to higher education institutions in Tennessee
Historically, the bank’s donations have exceeded $25 million to support primary, secondary and post-secondary education.
Read More
Decatur’s Brittany Smith Recognized as Best Bank Teller in Local Awards
Join us in congratulating Brittany on her much-deserved recognition next time you stop into our Decatur branch!
Read More
What Is a Community Bank?
When it comes to managing your finances with a banking partner, you have various options available, including large national banks and local or regional banks.
Read MoreFrequently Asked Questions:
For the convenience of our customers, SouthEast Bank offers appointment scheduling for a variety of requests; however, an appointment is not required to visit our branch for most everyday transactions and account management activity.
Many of our accounts are available to open online, though in-branch assistance may be required for others. For questions, contact us or stop by today!
Among the regular banking services, we also offer debit card printing, loose coin counting, and safe deposit boxes for SouthEast Bank customers. Contact our local team for further assistance.
This branch is located on Congress Parkway, across the street from Lowes, next to Bojangles in Athens.
When facing the front of the bank, the drive-thru and ATM are to the left of the building and are accessible by going around the building from the right. The ATM can be accessed from a vehicle.
To check your balance anytime, simply dial 866-401-7328. Make sure to have your account number handy. If you’ve never used the service before, your PIN will be the last four digits of your social security number.
On Saturdays, our branches operate exclusively through the drive-thru service at the following locations: Athens, Cleveland, Cookeville Willow, Dayton, Decatur, and Spring City.
In Athens, hese services are available from 8:30 am to 12:00 pm. Federal holidays may affect these hours, so contact our local branch for more information.
In-Branch and Online, We’re Good to Know
Open an Account
Open a checking, savings, or certificate of deposit account with us today. Accounts designed with you in mind.
Find a Branch
Get to know your local team by visiting one of our branches. We’re proud to serve Middle and East Tennessee.
Meet with Someone
Whether you’re looking to explore account types or lending options, our staff is ready to assist you.