Offer available to current SouthEast Bank customers with an eligible checking or savings account that refer new customers to SouthEast Bank that open an eligible checking or savings account. If qualifications are met, the new and referring customer are eligible to receive (1) $50 reward for personal checking or savings account referral, (1) $100 reward for business checking or savings account referral, or (1) $150 reward for personal and business checking or savings account referrals after meeting qualifications. 

Upon completion of the reward requirements, both the new and referring customer will each receive either a $50, $100, or $150 reward based upon the type of account(s) referred. Referral rewards will be deposited into the designated account. See Terms and Conditions for ineligible accounts. For each qualifying referral, reward payments are limited to one for personal checking and one for business checking per referred customer, regardless of the number of accounts a referring customer may open. Qualifications are checked monthly, and once qualifications are met customers will receive referral reward via direct credit into their designated SouthEast Bank checking or savings account within 30 calendar days. The referral bonus may not be combined with other offers; however, customers may apply for more than one bonus and SouthEast Bank will automatically honor the higher bonus amount when qualifications for that program are met. Offer is subject to change without notice. Taxes on bonus-related earnings will be the sole responsibility of the account holder.

New Customer: A new deposit customer is defined as an individual or business that has not held a SouthEast Bank deposit account within the past twelve (12) months. The new customer is required to present a valid referral code at account opening within 90 days of program registration. Employees and directors of SouthEast Bank are not eligible. Self-referrals and referrals between joint account holders are not permitted.   

Annual Percentage Yield (APY) will vary and be based on deposit account chosen. Example: Bonus Rate Checking, as of 6/1/26, is 3.30% APY on balances of $20,000 or less. An interest rate of 0.20% will be paid on the portion of your daily balance that is greater than $20,000. The APY for this tier will range from 3.30% APY to 0.47% APY, depending on the balance in the account. If bonus qualifications are not met during the statement cycle, the account will earn 0.05% APY. Rates are subject to change after the account is opened. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply. Fees may reduce earnings.  

Important Privacy Notice: By participating in the SouthEast Bank Referral Program, you agree that the referrer may be aware that you opened an account upon receipt of reward.