Skip to main content
FDIC logo FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Core Business Bonus:

For a limited time, new business customers can earn $400(1) by meeting requirements:

Open a Core Business Checking Account

Schedule an appointment or find a branch near you to get started with a business banker. Mention promo code CORE400 when opening your account. Business must be licensed in Tennessee.

Schedule Appointment
Find a Branch
Deposit & Maintain $5,000+ In New Money

Make deposit(s) totaling at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening.(1) Schedule an appointment or visit a branch to open an account today!

What’s at the Core of Your Business?

Choose an account that puts you at the center of your business banking. With Core Business Checking, enjoy:(2)

  • No minimum balance requirements 
  • Up to 250 transaction items per statement cycle, and  
  • Up to $10,000 in coin and currency deposit transactions per statement cycle 
Learn More
trevor bayne shaking southeast bank employees hand after opening a checking account

AUTOMATIC REWARDS

Enjoy Mastercard Easy Savings™ with Your Core Business Checking Account 

Use your Mastercard business card on qualified purchases at any participating merchants and your rebates will be automatically applied to your account. Best of all, program enrollment comes standard with all SouthEast Bank Business Checking accounts!

Learn More
bearden southeast bank image

Choose a Banking Partner Who Knows Where You’re Coming From

SouthEast Bank understands the importance of providing personalized service and local decision-making, especially for local businesses that help make our communities so special.

With a community bank on your side, you get a banking partner who is invested in your success, embraces your unique needs, and acts as an extension of your business.

Schedule Appointment
Find a Branch

Whenever you’re ready…

Switching to SouthEast Bank is easy

Meet with a Personal Business Banker

Schedule an appointment to get in touch with your personal business banker. You can meet with them at your convenience. Ready to meet now? Find a branch near you.

Open a Core Business Checking Account

Learn more about our Core Business Checking Account, enroll in the $400 bonus(1), and start towards the minimum earning requirements!

Enjoy Personalized Business Banking

With SouthEast Bank, your personal banker is the only contact you need – enjoy less time spent on hold and more time doing what you love: running your business.

Ready to Get Started?

Schedule an appointment with your personal business banker today.

Schedule Appointment >

What To Bring When You Visit

To help you prepare for your visit, here are a few things you may be asked to bring.

  • Unexpired government-issued photo ID
  • Legal business name and address
  • Business Taxpayer Identification Number such as SSN, ITIN, or Employer Identification Number (EIN)
  • Business formation documents
  • Ownership details for all owners or signers
Schedule Appointment
Find a Branch
business owner meeting with southeast bank business banker

Find The Perfect Match for Your Core Business Checking Account

Business Savings

Get all the banking features you need to keep your small business running smoothly, all year long.(3)

  • $50 minimum to open
  • Interest credited quarterly
  • Quarterly account statements, with eStatements available
Learn More

Premium Business Money Market Account

Earn a tiered rate of return based on your balance and enjoy easy access to your funds, simply by writing a check.(4)

  • $2,500 minimum to open
  • Interest credited monthly
  • Monthly account statements, with eStatements available
Learn More

Business Credit Cards

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.

No matter which card you choose, your business will benefit from important features like:

  • Free online expense reporting tools.
  • No fee for additional employee cards.
  • Mobile payment capability for added convenience.
  • Zero Fraud Liability.(5) You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
Learn More

Terms & Disclosures

1

Bonus: Offer available to new business checking customers who open a Core Business Checking account by June 30, 2026 and meet all requirements. Limit one promotional offer per customer. Offers cannot be combined. New Customers must meet the bank's customer identification requirements. Offer not available to SouthEast Bank employees.

For a limited time, new business customers can earn $400 by meeting all requirements: 

  • Open a Core Business Checking account with SouthEast Bank  
  • Make deposit(s) totaling at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening
  • Business must be licensed in Tennessee

New Customer: A new business checking customer is defined as a business who has not held a SouthEast Bank business checking account within the past 12 months.

All qualifications must be met within sixty (60) days of account opening. The bonus will be credited to the account within thirty (30) days of meeting all qualifications. This bonus offer cannot be applied to the account retroactively. SouthEast Bank reserves the right, in its sole discretion, to cancel, terminate, modify, or suspend the promotion with or without cause. Taxes on bonus-related earnings will be the sole responsibility of the account holder.

2

Core Business Checking: $50 minimum to open. No minimum balance requirements. Some restrictions apply. Fees: $1 fee for each mobile deposit exceeding 20; $3 paper statement fee waived when enrolled in eStatements. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

3

Business Savings: $50 minimum to open. $10 quarterly service fee waived for nonprofits or businesses with a minimum daily balance of $500. Fees may reduce earnings. Some fees and restrictions apply. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

4

Premium Business Money Market: *APY=Annual Percentage Yield. Rates are accurate as of 4/3/26 and are subject to change after account opening. $2,500 minimum to open. Interest is calculated based on the account's total daily balance and is credited monthly. Withdrawals limited to six (6) items per month. Any debited item/transfer applies to this item count. There will be no fee imposed for excessive withdrawals. SouthEast Bank reserves the right to review account activity to determine account abuse in the form of excessive withdrawals. Such withdrawals may result in a conversion to a transaction account. Fees may reduce earnings.

Fees: $12 service fee per month waived with a minimum daily balance of $2,500. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

5

Business Credit Cards: Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of
any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.