Switching to SouthEast Bank is easy

Bundle Up Bonus: Offer available to new personal checking customers who open a Bonus Rate Checking account by December 31, 2025, and meet all requirements.

New Customer: A new personal checking customer is defined as an individual who has not held
a SouthEast Bank personal checking account within the past 12 months.

The bonus will be credited to the account within thirty (30) days of meeting all qualifications.
This bonus offer cannot be applied to the account retroactively. SouthEast Bank reserves the
right, in its sole discretion, to cancel, terminate, modify, or suspend the promotion with or
without cause. Taxes on bonus-related earnings will be the sole responsibility of the account
holder.

Bonus Rate Checking: APY=Annual Percentage Yield. Rates are accurate as of 10/01/25 and are subject to change after account opening. $50 minimum to open. To earn the bonus rate, each statement cycle the account must be enrolled in eStatements and post and settle at least 15 debit card purchase transactions of $1 or more. If all qualifications are met during the statement cycle, the account will earn a 3.55% APY on balances of $20,000 or less. An interest rate of 0.20% will be paid only for that portion of your daily balance that is greater than $20,000. The annual percentage yield for this tier will range from 3.55% to 0.47%, depending on the balance in the account. If bonus qualifications are not met during the statement cycle, the account will earn 0.05% APY. Limit one Bonus Rate Checking account per primary account holder tax ID. A $3 Paper Statement fee is waived by enrolling and receiving eStatements or having a daily average account balance of $1,200 or a daily average relationship balance of $10,000. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply. Fees may reduce earnings. 

50x national average based on FDIC National Deposit Rates, accurate as of 10/01/25.

Mobile Alerts: Standard text messaging rates may apply.

Bonus Rate Savings: *APY=Annual Percentage Yield. Rates are accurate as of 10/01/25 and are subject to change after account opening. $50 minimum to open. To earn the bonus rate, each statement cycle the account holder must have a SouthEast Bank checking account with the Round Up feature, enroll and maintain the Bonus Rate Savings account in eStatements, and post and settle at least 15 debit card purchase transactions during the statement cycle from any personal SouthEast Bank checking account. If all qualifications are met during the statement cycle, the account will earn a 2.01% APY on balances of $10,000 or less. An interest rate of 0.20% will be paid on the portion of your daily balance that is greater than $10,000. The APY for this tier will range from​ 2.01% to 0.27%, depending on the balance in the account. If bonus qualifications are not met during the statement cycle, the account will earn 0.05% APY. Limit one Bonus Rate Savings account per primary account holder tax ID. A $3 paper statement fee is waived when enrolled in eStatements or with a daily average account balance of $1,200 or a daily average relationship balance of $10,000; Unlimited withdrawals are subject to available funds. Fees may reduce earnings. Please see the Fee Schedule or speak with your local banker for a full list of fees that may apply.

Round Up Savings: Upon enrollment in Round Up Savings, SouthEast Bank will round up your debit card purchase transactions of $1 or more to the nearest dollar and transfer the difference from your SouthEast Bank checking account to your designated SouthEast Bank savings account. Both signature and pin transactions made with debit cards qualify for Round Up Savings. All debit cards connected to the checking account will round up to your savings account. You must be a primary owner on each checking and savings account that you enroll. Round-up amounts will be transferred separately throughout the day.