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ELFI Student Loan Refinancing
Take Control of Your Student Debt

Best-in-Class Student Loan Refinancing

Education Loan Finance offers private student loans and student loan refinancing options with low rates, flexible terms, and award-winning customer service. 

With ELFI, there are no hidden fees, no complicated application process and no one-size-fits-all solution. Why? Because we’re committed to empowering you to reach your greatest potential. Choose an option below to get started.


Young college student with private loans from ELFI

Student Loan Refinancing

Refinancing your student loans can help you better manage repayment and save money on student loans. You may be able to lower your monthly payment, save money in interest over your loan term, or pay off your student loans faster. By refinancing your student loan with ELFI, you can pick the payment plan and terms that fit your life.

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Parent with college graduates

Parent Loan Refinancing

You helped your child pay for college and now you deserve low rates and flexible terms for repaying them. Parent loan refinancing with ELFI allows you to combine both private and Parent PLUS loans. Within minutes, you can compare rates and pick a term that fits you. Saving is that simple.

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There's More to Explore

Calculating student loan refinancing rates

Student Loans

Looking to finance your education with a student loan? Get started here.


College student engaged in class

EDU Checking

Explore checking perks made just for students by clicking here.


Student and her father looking for resources for college students

Resources for Students

Check out our best financial tips for students right here.