ELFI Student Loan Refinancing
Take Control of Your Student Debt
Best-in-Class Student Loan Refinancing
Education Loan Finance offers private student loans and student loan refinancing options with low rates, flexible terms, and award-winning customer service.
With ELFI, there are no hidden fees, no complicated application process and no one-size-fits-all solution. Why? Because we’re committed to empowering you to reach your greatest potential. Choose an option below to get started.

Student Loan Refinancing
Refinancing your student loans can help you better manage repayment and save money on student loans. You may be able to lower your monthly payment, save money in interest over your loan term, or pay off your student loans faster. By refinancing your student loan with ELFI, you can pick the payment plan and terms that fit your life.

Parent Loan Refinancing
You helped your child pay for college and now you deserve low rates and flexible terms for repaying them. Parent loan refinancing with ELFI allows you to combine both private and Parent PLUS loans. Within minutes, you can compare rates and pick a term that fits you. Saving is that simple.