Student Loan Refinancing
Take Control of Your Student Debt
Student Loan Refinancing
Refinancing your student loans can help you better manage repayment and save money on student loans. You may be able to lower your monthly payment, save money in interest over your loan term, or pay off your student loans faster. By refinancing your student loan with ELFI, you can pick the payment plan and terms that fit your life.
Parent Loan Refinancing
You helped your child pay for college and now you deserve low rates and flexible terms for repaying them. Parent loan refinancing with ELFI allows you to combine both private and Parent PLUS loans. Within minutes, you can compare rates and pick a term that fits you. Saving is that simple.
Product-Specific Benefits
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Features & Benefits
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FAQs
Related News & Insights
Explore our Additional Products
Parent Loans
Support your child’s future with a parent loan that includes no application, origination, or prepayment fees – all offered with our award-winning customer service.
- Loan Amounts From
- $1,000
- Rates From
- VARIABLE
- 2.69% APR*
- FIXED
- 3.21% APR*
- VARIABLE
EDU Student Checking
Best for students aged 13-24 who want cashback rewards for debit card purchases.
- Receive $.10 cashback rewards for qualifying debit card transactions6
- No monthly service charge when enrolled in eStatements
- No minimum monthly balance
- Unlimited Check Writing
- $50 minimum to open
Private Student Loans
We can help you pay for college. With an ELFI private student loan, you won’t have an application, origination, or prepayment fee. Best of all, you can compare rates without affecting your credit score.
- Loan Amounts From
- $1,000
- Rates From
- VARIABLE
- 2.69% APR*
- FIXED
- 3.21% APR*
- VARIABLE
Loan Finance Made Easy
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