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Student Loan Refinancing

Take Control of Your Student Debt

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Student Loan Refinancing

Refinancing your student loans can help you better manage repayment and save money on student loans. You may be able to lower your monthly payment, save money in interest over your loan term, or pay off your student loans faster. By refinancing your student loan with ELFI, you can pick the payment plan and terms that fit your life.

Parent Loan Refinancing

You helped your child pay for college and now you deserve low rates and flexible terms for repaying them. Parent loan refinancing with ELFI allows you to combine both private and Parent PLUS loans. Within minutes, you can compare rates and pick a term that fits you. Saving is that simple.

Product-Specific Benefits

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Features & Benefits

Feature or benefit

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Feature or benefit

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Feature or benefit

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Feature or benefit

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Feature or benefit

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Feature or benefit

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FAQs

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Explore our Additional Products

Parent Loans

Support your child’s future with a parent loan that includes no application, origination, or prepayment fees – all offered with our award-winning customer service.

  • Loan Amounts From
    • $1,000
  • Rates From
    • VARIABLE
      • 2.69% APR*
    • FIXED
      • 3.21% APR*
Open Account

EDU Student Checking

Best for students aged 13-24 who want cashback rewards for debit card purchases.

  • Receive $.10 cashback rewards for qualifying debit card transactions6
  • No monthly service charge when enrolled in eStatements
  • No minimum monthly balance
  • Unlimited Check Writing
  • $50 minimum to open
Open Account

Private Student Loans

We can help you pay for college. With an ELFI private student loan, you won’t have an application, origination, or prepayment fee. Best of all, you can compare rates without affecting your credit score.

  • Loan Amounts From
    • $1,000
  • Rates From
    • VARIABLE
      • 2.69% APR*
    • FIXED
      • 3.21% APR*
Open Account

Loan Finance Made Easy

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Rate Increase: 12-Month CD Special!

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