Personal Bonus Rate Checking1
The best solution for earning our
highest checking interest rate on balances up to $20,000
- or call our Customer Service Center -
Let your checking account earn money for you! With Bonus Rate checking, you can:
- Earn interest without sacrificing flexibility to the funds
- Take advantage of CD-like rates without the CD requirements
- Enjoy no monthly service charge and unlimited check writing
Our Bonus Rate checking can help your money work for you with a few simple qualifications:
- Enroll in eStatements
- 15 qualifying debit card purchases a month
- Receive at least one direct deposit or ACH debit each month
Earn a 3.01% APY monthly bonus rate on balances up to $20,000 when you receive a direct deposit or ACH, enroll in eStatements, and make at least 15 qualifying debit card purchases.
There is no service charge
Minimum to Open
An initial deposit of $100 is required to open this account
Ask about our buy-back program
SouthEast Bank will pay you up to $10 cash for your unused checks and debit cards from another financial institution when you open a new SouthEast Bank checking account. We will even take care of shredding them using our secure document shredding services.
1 Terms & Conditions: To earn the bonus rate, each month the account must be enrolled in eStatements, post and settle at least 15 qualifying debit card purchases (ATM transactions do not apply), and receive at least one direct deposit or ACH debit. If all qualifications are met during the statement cycle, a bonus rate of 3.01% APY on balances of up to $20,000 and .20% APY on balances over $20,000 will be credited. If bonus qualifications are not met during the statement cycle, a rate of .05% APY of the balance will be credited. Interest earnings are based on daily collected balances and are credited monthly to the account. Qualifying transactions include point of sale or online purchases using the SouthEast Bank debit card. ATM and cash-only transactions do not qualify towards minimum debit card transaction amount.
*APY = annual percentage yield. Rates subject to change. APYs are accurate as of 6/1/18.
Fees may reduce earnings.