Home Loan Application Checklist

You may be asked to provide the following information when you apply for a home loan or during some part of the loan application process.

Income Information:

  • Gross income amount
  • 30 days' pay stubs for each borrower
  • W-2s for the past two years
  • Federal tax returns for the past two years
  • All personal and business schedules, if self-employed
  • Written explanation if employed less than two years or gap in employment in last two years

Credit Information:

  • Credit explanation letter for any derogatory credit items, if applicable
  • Landlord name, phone number, and address if currently renting
  • Documentation related to child support, lawsuits, and judgments, if applicable
  • Complete bankruptcy papers

Asset Information:

  • Bank account statements from the past two months
  • Documentation for any large deposits
  • Last two months' account statement if using retirement funds

Providing this documentation in a timely manner will help us process your loan application as quickly and efficiently as possible. SouthEast Bank's goal is to ensure that you have a pleasant and enjoyable customer service experience.

APPLY NOW


All applications are subject to credit approval.