New Customer Bonus Offer

Best Solution For

Earning cash rewards in your account for debit purchases

Description

Receive a reward of $.10 credited to your account for each qualifying SouthEast debit card transaction

Service Charge

$0 if monthly account balance is over $300, or at least one credit or debit transaction occurs*

Minimum to Open

$500 for the New Customer $250 Bonus promotion. This account may be opened with $100 minimum deposit outside of this promotion. 

Additional Details

• Unlimited check writing
• No minimum monthly balance with monthly credit or debit transactions*
• Minimum of 15 qualifying debit card transactions required each month to earn rewards
• $3 paper statement fee waived with a monthly average balance of $1,200

Terms and Conditions

*A $2.95 non-activity fee will apply to accounts with balances less than $300 each month in which no credit or debit transactions occur.

A minimum of 15 SouthEast debit card transactions must post and clear to the account during the Rewards Period and enrollment in monthly eStatements is required. Qualifying transactions include point of sale or online purchases using the SouthEast Bank debit card. ATM and cash-only transactions do not qualify for cash back rewards. The rewards period begins on the first calendar day after the last business day of the prior month and ends on the last business day of the current calendar month. Cash back rewards can alternately be deposited to another SouthEast Bank checking or savings account. Regardless of the statement cycle, cash back rewards will be paid (credited to the account) on the 1st business day of each month. There will be a paper statement fee of $3 assessed if not enrolled in eStatements; paper statement fee will be waived with a monthly average balance of $1,200. Fees may reduce earnings. Some fees and restrictions apply. Visit southeastbank.com or ask an associate for complete details.

Best Solution for

Earning our highest checking interest rate on balances up to $20,000

Description

Earn a 2.01% APY* monthly bonus rate on balances up to $20,000 when you receive a direct deposit or ACH, enroll in eStatements, and make at least 15 qualifying debit card transactions

Service Charge

Paper statement fee of $3 assessed if not enrolled in eStatements; paper statement fee will be waived with a monthly average balance of $1,200

Minimum to Open

$500 for the New Customer $250 Bonus promotion. This account may be opened with $100 minimum deposit outside of this promotion.  

Additional Details:

• no minimum monthly balance
• unlimited check writing

Terms and Conditions:

To earn the bonus APY, each month the account must be enrolled in eStatements, post and clear at least 15 debit card transactions, and receive at least one direct deposit or ACH debit. If all qualifications are met during the statement cycle, a bonus of 2.01% APY on balances of up to $20,000 and .20% APY on balances over $20,000 will be credited. If bonus qualifications are not met during the statement cycle, a rate of .05% APY of the balance will be credited. Interest earnings are based on daily collected balances and are credited monthly to the account. Qualifying transactions include point of sale or online purchases using the SouthEast Bank debit card. ATM and cash-only transactions do not qualify towards minimum debit card transaction amount. Limit one Bonus Rate Checking account per primary owner tax ID.

*APY= annual percentage yield. Rates subject to change. APYs are accurate as of 11/06/2020. Fees may reduce earnings. Some Fees and restrictions apply.

Best Solution for

Earning interest of up to 0.50% APY*

Description

Earn higher interest rates based on higher balances

Service Charge

$10 month; waived when minimum daily balance of $2,500 is maintained

Minimum to Open

$500 for the New Customer $250 Bonus promotion. This account may be opened with $100 minimum deposit outside of this promotion. 

Additional Details:

• unlimited check writing

Terms and Conditions:

Interest is earned on daily collected balances of $0 and above and is credited monthly to the account. This is a tiered rate account that earns higher interest based on higher balances. Interest rates may reprice with the market.

Tiered Interest Rates Based on Balances Maintained:

$0 - $9,999.99 = 0.05% APY

$10,000 - $49,999.99 = 0.10% APY

$50,000 - $249,999.99 = 0.30% APY

$250,000+ = 0.50% APY

*APY= annual percentage yield. Rates subject to change. APYs are accurate as of 11/06/2020. Fees may reduce earnings. Some fees and restrictions apply.

Best Solution for

Simple checking for valued senior customers*

Description

Senior checking account available to customers who are 60 years old and older. 

Service Charge

No monthly service charge

Minimum to Open

$500 for the New Customer $250 Bonus promotion. This account may be opened with $100 minimum deposit outside of this promotion. 

Additional Details:

• Free checks*
• Free paper statements with images*
• Free official checks*
• Bounce protection up to $300*
• $25 safe deposit box credit
• Additional .10% interest rate bump on CD specials¹
• No minimum monthly balance

Terms and Conditions:

*The Thrive checking account is available to customers who are 60 years old and older. There is no monthly service charge with this account. The free checks are safety paper checks. The free official checks are limited to 9 per month. An insufficient funds fee will be charged for items overdrawing the account, but bounce protection will pay any overdrafts up to $300.

¹Thrive checking account holder can receive 10 basis point increase on newly opened CD Special rates (see associate for CD Special offers) if the Thrive checking account receives a monthly direct deposit as well as one monthly debit (check or debit card) from the account.