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New Customer Bonus Offer

This promotion has ended, but check back soon for more great offerings from SouthEast Bank!

In the meantime, we'd love to show you a few of the exceptional banking products and services we offer. You can explore many of our checking account options below.

  • Rewards Checking

    Best Solution For

    Earning cash rewards in your account for debit purchases

    Description

    Receive a reward of $.10 credited to your account for each qualifying SouthEast debit card transaction

    Service Charge

    $0 if monthly account balance is over $300, or at least one credit or debit transaction occurs*

    Minimum to Open

    $500 for the New Customer $250 Bonus promotion. This account may be opened with $100 minimum deposit outside of this promotion. 

    Additional Details

    • Unlimited check writing
    • No minimum monthly balance with monthly credit or debit transactions*
    • Minimum of 15 qualifying debit card transactions required each month to earn rewards
    • $3 paper statement fee waived with a monthly average balance of $1,200

    Terms and Conditions

    *A $2.95 non-activity fee will apply to accounts with balances less than $300 each month in which no credit or debit transactions occur.

    A minimum of 15 SouthEast debit card transactions must post and clear to the account during the Rewards Period and enrollment in monthly eStatements is required. Qualifying transactions include point of sale or online purchases using the SouthEast Bank debit card. ATM and cash-only transactions do not qualify for cash back rewards. The rewards period begins on the first calendar day after the last business day of the prior month and ends on the last business day of the current calendar month. Cash back rewards can alternately be deposited to another SouthEast Bank checking or savings account. Regardless of the statement cycle, cash back rewards will be paid (credited to the account) on the 1st business day of each month. There will be a paper statement fee of $3 assessed if not enrolled in eStatements; paper statement fee will be waived with a monthly average balance of $1,200. Fees may reduce earnings. Some fees and restrictions apply. Visit southeastbank.com or ask an associate for complete details.

  • Bonus Rate Checking

    Best Solution for

    Earning our highest checking interest rate on balances up to $20,000

    Description

    Earn a 2.01% APY* monthly bonus rate on balances up to $20,000 when you receive a direct deposit or ACH, enroll in eStatements, and make at least 15 qualifying debit card transactions

    Service Charge

    Paper statement fee of $3 assessed if not enrolled in eStatements; paper statement fee will be waived with a monthly average balance of $1,200

    Minimum to Open

    $500 for the New Customer $250 Bonus promotion. This account may be opened with $100 minimum deposit outside of this promotion.  

    Additional Details:

    • no minimum monthly balance
    • unlimited check writing

    Terms and Conditions:

    To earn the bonus APY, each month the account must be enrolled in eStatements, post and clear at least 15 debit card transactions, and receive at least one direct deposit or ACH debit. If all qualifications are met during the statement cycle, a bonus of 2.01% APY on balances of up to $20,000 and .20% APY on balances over $20,000 will be credited. If bonus qualifications are not met during the statement cycle, a rate of .05% APY of the balance will be credited. Interest earnings are based on daily collected balances and are credited monthly to the account. Qualifying transactions include point of sale or online purchases using the SouthEast Bank debit card. ATM and cash-only transactions do not qualify towards minimum debit card transaction amount. Limit one Bonus Rate Checking account per primary owner tax ID.

    *APY= annual percentage yield. Rates subject to change. APYs are accurate as of 11/06/2020. Fees may reduce earnings. Some Fees and restrictions apply.

  • Premium Interest Checking

    Best Solution for

    Earning interest of up to 0.50% APY*

    Description

    Earn higher interest rates based on higher balances

    Service Charge

    $10 month; waived when minimum daily balance of $2,500 is maintained

    Minimum to Open

    $500 for the New Customer $250 Bonus promotion. This account may be opened with $100 minimum deposit outside of this promotion. 

    Additional Details:

    • unlimited check writing

    Terms and Conditions:

    Interest is earned on daily collected balances of $0 and above and is credited monthly to the account. This is a tiered rate account that earns higher interest based on higher balances. Interest rates may reprice with the market.

    Tiered Interest Rates Based on Balances Maintained:

    $0 - $9,999.99 = 0.05% APY

    $10,000 - $49,999.99 = 0.10% APY

    $50,000 - $249,999.99 = 0.30% APY

    $250,000+ = 0.50% APY

    *APY= annual percentage yield. Rates subject to change. APYs are accurate as of 11/06/2020. Fees may reduce earnings. Some fees and restrictions apply.

  • Thrive Free Senior Checking

    Best Solution for

    Simple checking for valued senior customers*

    Description

    Senior checking account available to customers who are 60 years old and older. 

    Service Charge

    No monthly service charge

    Minimum to Open

    $500 for the New Customer $250 Bonus promotion. This account may be opened with $100 minimum deposit outside of this promotion. 

    Additional Details:

    • Free checks*
    • Free paper statements with images*
    • Free official checks*
    • Bounce protection up to $300*
    • $25 safe deposit box credit
    • Additional .10% interest rate bump on CD specials1
    • No minimum monthly balance

    Terms and Conditions:

    *The Thrive checking account is available to customers who are 60 years old and older. There is no monthly service charge with this account. The free checks are safety paper checks. The free official checks are limited to 9 per month. An insufficient funds fee will be charged for items overdrawing the account, but bounce protection will pay any overdrafts up to $300.

    1Thrive checking account holder can receive 10 basis point increase on newly opened CD Special rates (see associate for CD Special offers) if the Thrive checking account receives a monthly direct deposit as well as one monthly debit (check or debit card) from the account.

Discover local without limits.

With 14 branches across Middle and East Tennessee, we're commited to the communities we serve. After all, our families work and play here, attend local schools, and shop at area businesses. Whether it's through our Scholars Programs, Renewing Academic Commitment Program, or the non-profits we help support, we believe everyone should enjoy a thriving community. But being local doesn't mean we're limited in the services we offer.

In fact, though we'd love to see you in person, our innovative digital banking options make visiting a branch optional for most accounts. When it comes to helping you build a successful business, we're positioned to make decisions quickly and locally, without outside influence. And with services like remote deposit, merchant services, CardValet, and direct debit, you can be sure you have the resources to manage your company efficiently.

We think you're going to love banking with us, and we're thrilled you're considering us as your trusted financial partner.

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It's good to know you're covered with SouthEast Bank.

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