New Customer Bonus Offer
It's time you loved where you bank.
New customers receive a $250 bonus for opening a checking account!
We think you'll love banking with SouthEast Bank, and to prove it, we're offering a generous cash bonus for new customers. Simply visit any SouthEast Bank branch or visit us online and open a Rewards Checking, Bonus Rate Checking, Premium Interest Checking, or Thrive Free Senior Checking account with a $500 minimum opening deposit, and complete at least one direct deposit or ACH automatic payment (point-of-sale transactions excluded) within 60 days and you can receive a $250 bonus. See complete terms and conditions below*.
Ready to open your account? Be sure to use "Online250" in your online application. Or you can redeem this offer by visiting any SouthEast Bank branch!
Choose The Checking Account That's Right For You.
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Rewards Checking
Best Solution For
Earning cash rewards in your account for debit purchases
Description
Receive a reward of $.10 credited to your account for each qualifying SouthEast debit card transaction
Service Charge
$0 if monthly account balance is over $300, or at least one credit or debit transaction occurs*
Minimum to Open
$500 for the New Customer $250 Bonus promotion. This account may be opened with $100 minimum deposit outside of this promotion.
Additional Details
- Unlimited check writing
- No minimum monthly balance with monthly credit or debit transactions*
- Minimum of 15 qualifying debit card transactions required each month to earn rewards
- $3 paper statement fee waived with a monthly average balance of $1,200
Terms and Conditions
*A $2.95 non-activity fee will apply to accounts with balances less than $300 each month in which no credit or debit transactions occur.
A minimum of 15 SouthEast debit card transactions must post and clear to the account during the Rewards Period and enrollment in monthly eStatements is required. Qualifying transactions include point of sale or online purchases using the SouthEast Bank debit card. ATM and cash-only transactions do not qualify for cash back rewards. The rewards period begins on the first calendar day after the last business day of the prior month and ends on the last business day of the current calendar month. Cash back rewards can alternately be deposited to another SouthEast Bank checking or savings account. Regardless of the statement cycle, cash back rewards will be paid (credited to the account) on the 1st business day of each month. There will be a paper statement fee of $3 assessed if not enrolled in eStatements; paper statement fee will be waived with a monthly average balance of $1,200. Fees may reduce earnings. Some fees and restrictions apply. Visit southeastbank.com or ask an associate for complete details.
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Bonus Rate Checking
Best Solution for
Earning our highest checking interest rate on balances up to $20,000
Description
Earn a 2.01% APY* monthly bonus rate on balances up to $20,000 when you receive a direct deposit or ACH, enroll in eStatements, and make at least 15 qualifying debit card transactions
Service Charge
Paper statement fee of $3 assessed if not enrolled in eStatements; paper statement fee will be waived with a monthly average balance of $1,200
Minimum to Open
$500 for the New Customer $250 Bonus promotion. This account may be opened with $100 minimum deposit outside of this promotion.
Additional Details:
- no minimum monthly balance
- unlimited check writing
Terms and Conditions:
To earn the bonus APY, each month the account must be enrolled in eStatements, post and clear at least 15 debit card transactions, and receive at least one direct deposit or ACH debit. If all qualifications are met during the statement cycle, a bonus of 2.01% APY on balances of up to $20,000 and .20% APY on balances over $20,000 will be credited. If bonus qualifications are not met during the statement cycle, a rate of .05% APY of the balance will be credited. Interest earnings are based on daily collected balances and are credited monthly to the account. Qualifying transactions include point of sale or online purchases using the SouthEast Bank debit card. ATM and cash-only transactions do not qualify towards minimum debit card transaction amount. Limit one Bonus Rate Checking account per primary owner tax ID.
*APY= annual percentage yield. Rates subject to change. APYs are accurate as of 08/10/2020. Fees may reduce earnings. Some Fees and restrictions apply.
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Premium Interest Checking
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Thrive Free Senior Checking
Best Solution for
Simple checking for valued senior customers*
Description
Senior checking account available to customers who are 60 years old and older.
Service Charge
No monthly service charge
Minimum to Open
$500 for the New Customer $250 Bonus promotion. This account may be opened with $100 minimum deposit outside of this promotion.
Additional Details:
- Free checks*
- Free paper statements with images*
- Free official checks*
- Bounce protection up to $300*
- $25 safe deposit box credit
- Additional .10% interest rate bump on CD specials1
- No minimum monthly balance
Terms and Conditions:
*The Thrive checking account is available to customers who are 60 years old and older. There is no monthly service charge with this account. The free checks are safety paper checks. The free official checks are limited to 9 per month. An insufficient funds fee will be charged for items overdrawing the account, but bounce protection will pay any overdrafts up to $300.
1Thrive checking account holder can receive 10 basis point increase on newly opened CD Special rates (see associate for CD Special offers) if the Thrive checking account receives a monthly direct deposit as well as one monthly debit (check or debit card) from the account.
Discover local without limits.
With 14 branches across Middle and East Tennessee, we're commited to the communities we serve. After all, our families work and play here, attend local schools, and shop at area businesses. Whether it's through our Scholars Programs, Renewing Academic Commitment Program, or the non-profits we help support, we believe everyone should enjoy a thriving community. But being local doesn't mean we're limited in the services we offer.
In fact, though we'd love to see you in person, our innovative digital banking options make visiting a branch optional for most accounts. When it comes to helping you build a successful business, we're positioned to make decisions quickly and locally, without outside influence. And with services like remote deposit, merchant services, CardValet, and direct debit, you can be sure you have the resources to manage your company efficiently.
We think you're going to love banking with us, and we're thrilled you're considering us as your trusted financial partner.
It's good to know you're covered with SouthEast Bank.
Online Banking with Bill Pay and E-Statements
Mobile Banking and Mobile Deposit
Customer Care Center
SouthEast Verifi Fraud Protection and Alerts
Free Access to Over 55,000 Allpoint Network ATMs Worldwide
Terms and Conditions:
While the minimum balance to open a new Bonus Rate Checking, Rewards Checking, Premium Interest Checking and Thrive Senior Checking account is $100, a minimum opening deposit of $500 must be deposited to qualify for this promotion. Offer may be redeemed online or by visiting any SouthEast Bank branch.
The $250 cash bonus is only available to new SouthEast Bank customers who open a Rewards Checking, Bonus Rate Checking, Thrive Senior Checking or Premium Interest Checking account. A new customer is one who has not had an open savings or checking account with SouthEast Bank in the past 12 months. To receive the cash bonus, account owner must complete at least one qualifying direct deposit or one ACH payment (point-of-sale transactions excluded) within 60 days of account opening. A qualifying direct deposit is defined as salary, pension, Social Security or regular, reoccurring income. Transfers from other banking accounts, debit/credit cards and ATMs do not qualify. A qualifying Automated Clearing House (ACH) payment is defined as an electronic payment that is withdrawn from your checking account (e.g., automatic bill pay). Point-of-sale transactions do not qualify.
The new checking account bonus will be paid to those accounts that remain open, in good standing and have met eligibility criteria within 90 days of new account funding. If the checking account is closed by the account holder or SouthEast Bank within the 90 day time frame, the customer may not be eligible to receive cash bonus. This offer is limited to one new customer per immediate family (immediate family is defined as parent, spouse, or children under the age of 18). Account holder must be at least 18 at the time of opening account, and must not have closed a checking account with SouthEast Bank within 12 months of promotion start date. Individual must be within good standing with SouthEast Bank if prior account closures have occurred.
This promotion begins on September 14, 2020 and accounts must be opened by October 31, 2020. Applicant must mention this offer to the SouthEast Bank representative at time of opening to qualify for this bonus program, and if opened online, must include the coupon code in the account application. This bonus offer cannot be applied to accounts retroactively. Employees of SouthEast Bank and its affiliates are not eligible. SouthEast Bank reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the promotion with or without cause. Any attempt by an applicant to deliberately undermine the legitimate operation of the promotion may be in violation of criminal and civil laws. Should such attempt be made, SouthEast Bank reserves the right to seek damages to the fullest extent permitted by law.
This promotion is subject to all applicable federal, state, and local laws and regulations. Void where prohibited. See the Fee Schedule and individual terms and conditions for each qualifying checking account. All Checking accounts are subject to approval. The $250 bonus offer is considered interest and will be reported on a 1099 form. Annual Percentage Yield will vary and be based on deposit product chosen.