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SouthEast Insurance Services1

You could save $595 by making the switch

Our experienced team works with over 40 nationwide insurance carriers to help provide you with the lowest rates possible on a variety of insurance products. From homeowners and automobile to pet and jewelry insurance, we help you determine the coverage you need, then shop around to find the best rate.

Insurance services are offered through SouthEast Insurance Services and are not FDIC Insured. Please see important information below.


Refer a Friend and Be Rewarded2

It pays to refer your friends to SouthEast Bank.

Spread the news about what you love about SouthEast Bank and reap the benefits! When you refer a friend to open and use a new SouthEast Bank checking account, you could each receive up to a $150 gift card. Once you're a SouthEast Bank customer, there's no limit to the number of friends you can refer! See how the process works by clicking the link below.

Please see important information below.


Student Loan Refinancing and Private Student Loans3

ELFI is student loans made simple.

Education Loan Finance offers private student loans and student loan refinancing options with affordable rates and flexible terms, paired with award-winning customer service and support. 

Please see important information below.


Introducing Rewards Checking4 from SouthEast Bank

Finally, a checking account that rewards you!

Rewards Checking from SouthEast Bank offers the flexibility and convenience you deserve from a checking account, coupled with the bonus of cash rewards for qualifying debit purchases.

Please see important information below.



1SouthEast Insurance Services Products

  • are not a deposit
  • are not FDIC-insured
  • are not insured by any federal government agency
  • are not guaranteed by the bank
  • may go down in value

Insurance products are not insured by FDIC or any Federal Government Agency; are not a deposit of, or guaranteed by the Bank or any Bank Affiliate; and may lose value. Any insurance required as a condition of the extension of credit by SouthEast Bank need not be purchased from our Agency but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the customer's choice.

†Figure of $595 is based on a national average of customer-reported savings from 11/01/2020 to 10/31/2021, compared to their premiums before switching. Average savings includes all single policy and multiple policy auto and home insurance premiums. Your savings may vary. Not all products, coverages, and discounts are available in every state. Restrictions, exclusions, limits, and conditions apply.


2Limit one gift card per referral. Offer available to current SouthEast Bank customers that refer new business or personal customers to SouthEast Bank. The new and referring customer will receive (1) $50 gift card for each personal customer referral and (1) $100 gift card for each business customer referral. A new customer is defined as an individual or business without a checking account and has not held any SouthEast Bank accounts within the past six months. The new customer is required to register online at (or present a referral card at account opening), open an account within 90 days of registration, enroll in eStatements, and complete at least 5 debit card transactions within 90 days of account opening. The minimum balance required to open the account and obtain the bonus is $50. Annual Percentage Yield will vary and be based on deposit account chosen. An example of APY as of 11/01/2021 is 0.00% - 2.01% APY. See Rate and Fee Schedule for further information. Fees are subject to change and may reduce earnings. Offer is subject to change without notice. Associates of SouthEast Bank Corporation are not eligible. 

Important Privacy Notice: By participating in the SouthEast Bank Referral Program, you agree that the referrer may be aware that you opened an account upon receipt of bonus. To the extent required by law, SouthEast Bank may report the value of the offer to the IRS on a Form 1099. Member FDIC.


3Subject to credit approval. Terms and conditions apply.


4A $2.95 non-activity fee will apply to accounts with balances less than $300 each month in which no credit or debit transactions occur.

A minimum of 15 SouthEast debit card transactions must post and clear to the account during the Rewards Period and enrollment in monthly eStatements is required. Qualifying transactions include point of sale or online purchases using the SouthEast Bank debit card. ATM and cash-only transactions do not qualify for cash back rewards. The rewards period begins on the first calendar day after the last business day of the prior month and ends on the last business day of the current calendar month. Cash back rewards can alternately be deposited to another SouthEast Bank checking or savings account. Regardless of the statement cycle, cash back rewards will be paid (credited to the account) on the 1st business day of each month.

There will be a paper statement fee of $3 assessed if not enrolled in eStatements; paper statement fee will be waived with a monthly average balance of $1,200.

Fees may reduce earnings. Some fees and restrictions apply. Visit or ask an associate for complete details.