Parent Loans: Education Loan Finance is a nationwide private student loan and student loan refinance program offered by Tennessee-based SouthEast Bank. Interest rates are accurate as of 2/3/23 and are subject to change. Variable interest rates may increase after closing but will never exceed 18.00%. Your actual interest rate may be different from the rates shown above and will be based on the term of your loan, your financial history, and other factors, including your cosigner’s (if any) financial history. For example, a 10-year loan with a fixed rate of 7% would have 120 payments of $11.61 per $1,000 borrowed. Education Loan Finance Parent Loans are limited to a maximum 10-year term. Subject to credit approval. See Terms & Conditions. See Eligibility Requirements for more information.