Money Management | Blogs
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categories: Money Management
7 Smart Financial Perks for Seniors
As we age, we tend to focus on the downfalls of getting older, like the wrinkles and the aching joints. Read More.
4 Ways to Keep Your Financial Resolutions in 2020
It’s right up there with losing weight and learning a new skill. Read More.
Is Cash Still King?
You’ve heard the phrase time and time again, “cash is king.” But with the onslaught of cryptocurrencies, digital banking, peer-to-peer payments and high-reward credit and debit cards, is cash’s time running out? Let’s take a look. Read More.
What is a Prepayment Penalty? What’s the Catch?
Imagine finally paying off your loan just to find out you owe the lender more money! All because you’ve paid your debt off early. Instead of your lender rewarding you for paying the loan off earlier than your contract states, they charge you extra. Read More.
How Does Student Loan Refinancing Work?
When you agree to take out a student loan, you also sign on to a specific set of terms and conditions that cover things such as your payment schedule and the interest you’ll pay on your loan. Read More.
The Importance of a Good Debt to Income (DTI) Ratio
It is evident to most people that having more income and less debt is good for their finances. If you have too much debt compared to income, any shock to your income level could mean you end up with unsustainable levels of debt. Read More.
3 Ways to Get More for Your Money
Here today, gone tomorrow. That’s how money seems to go for a lot of people. You work all year long to earn your money, and sometimes it’s already spent before your paycheck is even deposited. Read More.