Stimulus Payment Update: Second-round coronavirus relief payments are beginning to be deposited to customer accounts, with additional payments expected to be deposited after Jan. 3, 2021. For questions regarding eligibility, payment amount and the IRS' payment timeline, click here. You may check for your deposit using our mobile app or internet banking portal.
SouthEast Bank is proud to offer our customers Bonus Rate Checking & Bonus Rate Savings – an opportunity to earn 30x the national average interest rate on their checking and 20x the national average interest rate on their savings†. With Bonus Rate Checking, you can be rewarded just for using your checking account as you’re already accustomed – direct deposits, e-statements, and routine debits. Add on Bonus Rate Savings and make an additional five qualifying debit card transactions, and you can earn the same great rate on your savings. Open online today and sign up for SouthEast Bank online banking!
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*APY = Annual percentage yield. Rates subject to change. APYs are accurate as of 01/04/2021. Fees may reduce earnings. Some Fees and restrictions apply.
1 To earn the bonus rate, each month the account must be enrolled in eStatements, post and clear at least 15 debit card transactions, and receive at least one direct deposit or ACH debit. If all qualifications are met during the statement cycle, 2.01% APY on balances of up to $20,000 and .20% APY on balances over $20,000 will be credited. If bonus qualifications are not met during the statement cycle, .05% APY of the balance will be credited. Interest earnings are based on daily collected balances and are credited monthly to the account. Qualifying transactions include point of sale or online purchases using the SouthEast Bank debit card. ATM and cash-only transactions do not qualify towards minimum debit card transaction amount. Limit one Bonus Rate Checking account per primary owner tax ID. A paper statement fee of $3 will be assessed if not enrolled in eStatements; paper statement fee will be waived with a monthly average balance of $1,200.
2 To earn the bonus rate, the account holder must have a SouthEast Bank checking account, the Bonus Rate Savings account must be enrolled in eStatements and 20 Round Up Savings transactions must occur monthly. If all qualifications are met during the statement cycle, 2.01% APY will be applied on balances up to $10,000 and .20% APY on balances over $10,000 will be credited. If bonus qualifications are not met during the statement cycle, .05% APY of the balance will be credited. Interest earnings are based on daily collected balances and are credited monthly to the account. Six pre-authorized withdrawals per month at no charge, including checks, ACH debits and online banking transfers; $10 each thereafter; unlimited withdrawals at the teller window or at the ATM. Limit one Bonus Rate Savings account per primary owner tax ID.
3 Upon enrollment in Round Up Savings, SouthEast Bank will round up your qualifying transactions to the nearest dollar and transfer the difference from your checking account to your designated account. Qualifying transactions include point of sale or online purchases using the SouthEast Bank debit card. Both signature and pin transactions made with debit cards qualify for Round Up Savings. ATM and cash-only transactions do not qualify for Round Up Savings. All debit cards connected to the checking account will round up to your savings account. You must be an account owner on each checking and savings account you enroll. Round up amounts will be transferred separately throughout the day.